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Regular Contributor
scarzy
Posts: 225
Registered: ‎04-08-2008

Re: God I love NFCU

Keep up the good work! I'm with NFCU too, and they are GREAT!
starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: God I love NFCU

Confirmed...they pulled a 595 with EQ.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
j_casteel
Posts: 1,691
Registered: ‎06-21-2012

Re: God I love NFCU

thats awesome...congrats!!

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:686 EX:706 TU:698
Goal Score: 700
across the board
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: God I love NFCU

Congrats way to go awesome news. Nfcu rocks big time:smileyhappy:

Regular Contributor
patsfan1453
Posts: 199
Registered: ‎11-04-2012

Re: God I love NFCU

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped. 

Chase Sapphire Preferred 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 4k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k
Total CLs: 26,900
AU BCP
In my wallet: CSP, Freedom
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: God I love NFCU


patsfan1453 wrote:

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped. 


No not true.  You have to have the income to back it up of course however they go by your ability to pay vs debt ratio.  So after all is said and done if all you can spare at the end of the month is 200 bucks then only expect 2-3k line for cc.  

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Regular Contributor
patsfan1453
Posts: 199
Registered: ‎11-04-2012

Re: God I love NFCU

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum. 

Chase Sapphire Preferred 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 4k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k
Total CLs: 26,900
AU BCP
In my wallet: CSP, Freedom
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: God I love NFCU


patsfan1453 wrote:

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum. 


yeah there are but those 25k limits also come with members having a strong AAOA and income.

 

I think what is most impressive with them is the fact that you can have a low to mid 600 EQ score and have a few cards with low limits income around 25k and get approved with a 10k cl.  thats what i love about them

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012

Re: God I love NFCU

I can't wait to get CL increase from NFCU. They gave me 2k CL .this my big bomb ever. Somebody should open NFCU fan club lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: God I love NFCU

Congrats


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