Reply
Valued Contributor
madmann26
Posts: 1,313
Registered: ‎08-30-2012

God I love NFCU

I've had my secured card for 3 statements now so I decided to pull the trigger on the cash rewards unsecured. I did send them an honest, heart felt message about how I'd worked on my credit and increased my score by almost 100 points in 2 months. I've also paid my secured card off every 2 weeks since I've gotten it.

To my amazement, I woke up this morning to the approval text. My scores are right at 600 for EQ and 619 for TU.

I'm approved for a $3, 000 CL.

I'd like to everyone who has ever contributed or helped on this board. This board is full of some of the most awesome people on the net.

-madmann26

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 696|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $2.5k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: God I love NFCU

that's amazing CL for your scores! congrats! =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012

Re: God I love NFCU

They sure are lenient. Wish i had access to NFCU  :smileymad:

Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012

Re: God I love NFCU

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012

Re: God I love NFCU

Congratulations to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Moderator
Shogun
Posts: 11,100
Registered: ‎04-15-2011

Re: God I love NFCU

You freaking rock madmann!!!!!!


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Going for Wade64's RUDY Spade!
Valued Contributor
rootpooty
Posts: 1,685
Registered: ‎10-28-2011

Re: God I love NFCU

Waking up to the text message approved is the best
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012

Re: God I love NFCU

Do you need a roommate??

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: God I love NFCU


Jutz wrote:

Do you need a roommate??


I do only $3,000 a month =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
madmann26
Posts: 1,313
Registered: ‎08-30-2012

Re: God I love NFCU

To add,

I have 2 active CA's. I have a rash of CO's to, albeit, all paid with a zero balance. I'm thankful.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 696|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $2.5k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+