Frequent Contributor
Posts: 416
Registered: ‎12-05-2012

Re: God I love NFCU

CONGRATS!  They are great. And the rewards card is handy!


I absolutely love them!


Before I was working to improve my credit,  I applied for a CC with NFCU in 2011, they denied me -- for good reason. And then 6 months later, still not working on my score, but much better payment history and a bit higher income, they approved me for a CL of $6K . And I've now had it for a year. Never late and I wont ever be! they are great to have around.


I've been keeping my usage at about 50% though so I really need to get it down and go into garden mode to do some real improvements to my score.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
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