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I called Chase today about asking for a CLI, currently sitting at $4k on my United MileagePlus card. I said I wanted $8k and after "soft" pull (shows only as soft - so far) and discussing the same items they originally denied me for when I first got the account, the nice lady approved me for $8k. I asked her if I should have asked for more, and she said yes :-(. But I am still happy that I got it!! Woohoo for double miles on my family's trip to New Zealand in a few months.
Awesome and Congrats on doubling your limit!
Congrats on CLI!!!!!!!!!!!!
@Tryon2improve wrote:I called Chase today about asking for a CLI, currently sitting at $4k on my United MileagePlus card. I said I wanted $8k and after "soft" pull (shows only as soft - so far) and discussing the same items they originally denied me for when I first got the account, the nice lady approved me for $8k. I asked her if I should have asked for more, and she said yes :-(. But I am still happy that I got it!! Woohoo for double miles on my family's trip to New Zealand in a few months.
How did you get them to do a soft pull? I thought it was always a hard pull for customer iniated CLI requests?
Can't beat that lol. I wonder if the "shoot for the moon" approach would end with them just saying "Well, we can't give you 20k, but heres 8k.
@Bobert22 wrote:
@Tryon2improve wrote:I called Chase today about asking for a CLI, currently sitting at $4k on my United MileagePlus card. I said I wanted $8k and after "soft" pull (shows only as soft - so far) and discussing the same items they originally denied me for when I first got the account, the nice lady approved me for $8k. I asked her if I should have asked for more, and she said yes :-(. But I am still happy that I got it!! Woohoo for double miles on my family's trip to New Zealand in a few months.
How did you get them to do a soft pull? I thought it was always a hard pull for customer iniated CLI requests?
I did not ask anything about the pull, they just stated that they review the credit file, usage, and Chase history in determing a CLI. I said I was fine with that. I mention soft pull because that is what is showing on my annual credit report from EQ from Chase with today's date 5 hours after the CLI. A hard pull as not shown up yet, I would expect one, and I will be monitoring that over the next couple of days. (unless they pulled TU).
What number did you use? Did you give a reason? I'm thinking about asking for a cli on mine I don't really need it though
@Tryon2improve wrote:my annual credit report from EQ from Chase with today's date 5 hours after the CLI. A hard pull as not shown up yet, I would expect one, and I will be monitoring that over the next couple of days. (unless they pulled TU).
hardpulls always shows up the next day, it's like herpes you won't test positive on the day you get it =)