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Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007

Re: Got approved for the macy's Amex but question

My partner was approved in store for $1100 Store.... His Amex side is $3000.

I think they tend to be a little low starting, then they will jump big.... I'm hoping so!

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Regular Contributor
solstice00
Posts: 153
Registered: ‎03-09-2013

Re: Got approved for the macy's Amex but question

I had the Macy's store card. Asked to upgrade to the the macys amex.

The image changed after a few days and there was no hard pull.

I think they do a soft pull to check the score requirements. If that doesnt work out well, then they do a hardpull.

 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Got approved for the macy's Amex but question

Depends on the usage and overall credit profile.   Mine have grown since the last 15 years.  Combined limits for Macy's store & Preferred AMEX = $20K, Bloomingdale's store & Reserve Amex = $23.5K.  So, yes they do grow, albeit 90% on mine have always been auto-CLIs. 

Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007

Re: Got approved for the macy's Amex but question


FinStar wrote:

Depends on the usage and overall credit profile.   Mine have grown since the last 15 years.  Combined limits for Macy's store & Preferred AMEX = $20K, Bloomingdale's store & Reserve Amex = $23.5K.  So, yes they do grow, albeit 90% on mine have always been auto-CLIs. 


Yeah back when my mom and I opened a Macy's Visa we went from approval of $1k store, $2k Visa to $10,700 Store and $12k Visa in just 1 year... They 99% SP for all requests back then.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200

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