07-04-2013 03:53 PM
Congrats! You will love your Blue Cash. I have the BCP since last August and it's paid the AF 7 times over, so far!
07-04-2013 04:29 PM
I must be on a lucky streak because not only did I just close on a house the 1st of July, I just refinanced my car loan yesterday down to 1.99% from 9.19% and said what the hell and just apped for the Amex Blue Everyday because I really wanted the card for groceries and was instantly approved.
I have like 11 INQ on all my reports make around 25k a year, no lates on anything and highest credit limit is $1,800 from my Walmart Discover card.
I don't even know what my credit limit is for Amex yet tho. This is my very first online instant approval, all my other cards were recons and my AAoA is only 6 months and my credit history is 1 year 6 months.
From a 500 credit score to a $300 secured card and no credit history to a new car, a new house and some awesome credit cards in under 2 years un freaking real...
Welcome to the Amex Family! Glad you could make it!
07-04-2013 05:02 PM
Thanks again everyone! I never thought I'd be approved let alone instantly approved especially for an Amex Revolver so soon especially after reading about how unpredictable Amex is. I'm not going to lie I really thought I was making a mistake apping and was being stupid for taking the hard pull but I was wrong! Cheers!
07-04-2013 05:06 PM
Welcome to the AMEX family...Awesome Sauce!!!!
07-04-2013 05:19 PM
07-04-2013 07:25 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO