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Contributor
clipperskipper
Posts: 77
Registered: ‎02-21-2009

Home Depot (Citi):

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?

New Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012

Re: Home Depot (Citi):


clipperskipper wrote:

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?


LOL, go buy a lawn tractor and then return it :smileyhappy:

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Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Home Depot (Citi):


clipperskipper wrote:

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?


I don't think it matters the amount.    How long has it been since your previous use?   I have a very nice CL $7K which I don't want reduced either.

Mega Contributor
Creditaddict
Posts: 16,896
Registered: ‎10-23-2007

Re: Home Depot (Citi):


clipperskipper wrote:

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?


Back long ago I got one of these letters on the Business card... I went over to the store and bought a 12 pack of Bounty.  When I received my statement for the $14 or so dollars it also said Congradulations for being such a good customer we are increasing your credit line from $5000 to $7500.

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