05-30-2013 09:04 AM
Could someone please tell me the number to call? Applied for a Home Depot credit line last evening and was approved for a $500 limit. Really wanted to use the card for our new appliance purchases which will total about $4500. Called in the number listed on the email approval for a credit limit increase but the woman said she could not process it unless I had the security number on the back of the card. I thought people were able to call in and get an increase shortly after the initial approval, obviously without card in hand.
Also, do you think Iwehave a better chance at a higher limit if I try for the increase when making the appliance purchase? The thing is I don't want get all the items ready to find out that my limit is stuck at $500!
This is my husband's card. No baddies on report, 2 opened cc w/$500 limits no lates, balance is around 40%. AAoA is 8 years. TU faKo is 689. No mortgage. Paid auto loan never late.
05-30-2013 10:22 AM
05-30-2013 10:48 AM
Just call card services 1-866-875-5488, and tell them you were recently approved and need a higher limit to buy something. It usually works. Good luck!
05-30-2013 01:19 PM
^^^+1 although this is the number I called after my application Home Depot Store Card: 423 467 6957 (App Status/Recon). I had an error with my app after the approval stage, so I called, they confirmed it was approved with a $500 limit. I stated I needed more for a future purchase they asked me how much I needed I told them $2K. The rep asked a few questions, asked if she could review the pulled report, I said yes. A few minutes later I was approved for $2200. So call it won't hurt.
06-07-2013 04:33 PM
Definitely YMMV with Depot.
I opened a card 8 months ago with a 500 limit, and called for recon with no luck.
I waited 6 months and requested CLI (HP) with no dice, now in the sock drawer.
Meanwhile, My citi Simplicity went from 5k to 10k...they obviously have different standards (even though they are both Citi).
Last week I opened Lowes, again got a 500 limit, 5 min on phone and it was at 2500. Ge Gets my vote!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO