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Huge Capital One CLI!!!!!!!

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livinglovely621
New Member

Re: Huge Capital One CLI!!!!!!!

Do you mind me asking which Cap1 card your husband has? My BF has 2, both new. One with a 300 CL and the other a 500 CL. We would love an increase like that in the future!


@fncbdy1 wrote:

I just have to tell the forum about this because OMG!!! The DH has had his cap 1 card for abt 6 months now, 300 CL. When he got the card the paperwork said automatic cli after 5 on time payments. So after reading abt cap 1 cards here i was waiting for 500 or 750 tops. Imagine our surprise when he got online yesterday and his available credit was 3150.00. OMG!!!!! Needless to say we did the happy dance all day!!! and we still have 12 months no interest!!!! i can't believe he got a 3000.00 cli, i am blown away!

 

Thanks I just had to share!!!


 


Starting Score: 632
Current Score: 632 Aug 2013
Goal Score: 700 by 2014 800+ by 2015


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Message 21 of 33
djc1puno
Valued Contributor

Re: Huge Capital One CLI!!!!!!!

Super mama... Congrats x2! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 22 of 33
fncbdy1
Valued Member

Re: Huge Capital One CLI!!!!!!!

I'm not 100% sure, all i know is it is unsecured and interest free for 18 months. I thought it was credit steps because the invitation said something about rebuilding his credit. Also I cant see a credit rebuider getting that kind of increase.

goal 600's
current 08/13 EQ 574 EX 583 (lender pull)
beginning 10/12 - EQ 460
Message 23 of 33
joshuapd1987
Frequent Contributor

Re: Huge Capital One CLI!!!!!!!

Many congrats to DH! Very nice CLI!!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 24 of 33
asanders
New Member

Re: Huge Capital One CLI!!!!!!!

What steps did you take for the increase? Did you email the executive office?  If so, can you PM the email address?

Message 25 of 33
fncbdy1
Valued Member

Re: Huge Capital One CLI!!!!!!!

We didn't do anything, thats just what they gave him. His letter said he would get a cli after 5 on time payments. We made sure the payments were made on time. It started at 300.00, charged abt 250.00 a month, paid no less than 200.00, woke up one morning with 3300.00 in available credit. He was also just approved for a best buy store charge card with 2k limit. Denied for the master card version because his credit is only a little over a year old. They pulled EQ and his score is 668.

goal 600's
current 08/13 EQ 574 EX 583 (lender pull)
beginning 10/12 - EQ 460
Message 26 of 33
Shock_
Frequent Contributor

Re: Huge Capital One CLI!!!!!!!

wow..cap1 is weird lol.

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 27 of 33
lg8302ch
Senior Contributor

Re: Huge Capital One CLI!!!!!!!

Congrats to DH...that is quite a jump Smiley Happy ... way to go!

Message 28 of 33
sisyphus_project
New Contributor

Re: Huge Capital One CLI!!!!!!!

I just had a similar increase. I started out 6/11 with the usual $500 CL, and it got bumped to $750 automatically a few months later. I logged on today and was just a bit surprised to see a CLI to $2,250. 

 

Interestingly, although I had previously used the card heavily, I hadn't been using my CapOne card very much recently; the 0 APR on the Slate and the cashback on the Discover made both options more attractive than the CapOne.

Message 29 of 33
red259
Super Contributor

Re: Huge Capital One CLI!!!!!!!


@sisyphus_project wrote:

I just had a similar increase. I started out 6/11 with the usual $500 CL, and it got bumped to $750 automatically a few months later. I logged on today and was just a bit surprised to see a CLI to $2,250. 

 

Interestingly, although I had previously used the card heavily, I hadn't been using my CapOne card very much recently; the 0 APR on the Slate and the cashback on the Discover made both options more attractive than the CapOne.


Is that june 11th or June 2011? Got my card in end of May and haven't seen any movement so I was just curious. 

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
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Message 30 of 33
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