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Frequent Contributor
jeffery581
Posts: 370
Registered: ‎03-26-2010

I Love Capital One

1.) Capital One gave me a second chance after a charge off years ago. (The card was paid in full, but VERY late.) (I do not believe in not paying your bills)

 

2.) Capital One removed a 30, 60 and 90 day late. (Which turned the account positive I believe on my reports)

 

3.) Through the Executive department gave me a CLI on my 3 Capital One cards

 

 

 

 

 

I can't complain at all.  I am very happy with the treatment I have gotten from Capital One.

Capital One QuicksilverOne MC| MTV Visa | Sony Visa | NFL Visa | ebay MC | Best Buy MC | Credit One Visa | JCP | Kohl's| Conoco | Bloomingdale's | Lowe's | CareCredit | Firestone | Walmart | Academy Sports Visa | Macy's | Target | Amazon | Gap |
Valued Contributor
j_casteel
Posts: 1,644
Registered: ‎06-21-2012

Re: I Love Capital One

congrats....

 

i also believe in paying my debt as well!!

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:679 EX:706 TU:697
Goal Score: 700
across the board
Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: I Love Capital One


jeffery581 wrote:

1.) Capital One gave me a second chance after a charge off years ago. (The card was paid in full, but VERY late.) (I do not believe in not paying your bills)

 

2.) Capital One removed a 30, 60 and 90 day late. (Which turned the account positive I believe on my reports)

 

3.) Through the Executive department gave me a CLI on my 3 Capital One cards

 

 

 

 

 

I can't complain at all.  I am very happy with the treatment I have gotten from Capital One.


Good karma, maybe? :catvery-happy:


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
BrokaToe
Posts: 726
Registered: ‎05-12-2012

Re: I Love Capital One

Awesome to hear....Good Job!


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Established Contributor
bettercreditguy1
Posts: 738
Registered: ‎02-11-2012

Re: I Love Capital One

Congrats, pay your obligations and you will almost always get a second chance.. Good luck in your journey!

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: I Love Capital One

That's great, glad they are working with you!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: I Love Capital One

Congrats!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
twall06
Posts: 338
Registered: ‎10-25-2012

Re: I Love Capital One

Me too they have given me a second chance also . I had a charge off i paid it in full and they approved me for a new card . Im glad they dont seem to blacklist

STARTED MYFICO TU 569 EQ 618 1-30-13
CURRENT MYFICO TU 664 EQ 656 Ex ? 3-13-14
MERRICK BANK FICO 539 12-26-12 / 649 2-17-14
GOAL 680+ last ap 5-30-14
Member
smtclirim
Posts: 64
Registered: ‎02-23-2013

Re: I Love Capital One

Good start

Starting Score: 06/03/2011 TU 625 EQ 612
Current Score (myFico ): February 2013 TU 720 EQ 720 EX 734
Wallet: Lowes15k, Paypal Mastercard 14k, WalmartDiscover 14k, Samsclub Discover 14k, Citi Forward 8.5k, PenFed Visa 6.5k
Challenge: App Free since 02/10/13. Next apps July 2013




Valued Contributor
injustifiiable
Posts: 1,840
Registered: ‎03-30-2012

Re: I Love Capital One

I'm waiting for them to approve the lolcat pic I wanted to put on my card...they rejected the first one....lol

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750

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