@gamegrrl wrote:Well I thank you all for not shaming me!
And now I will share with you why I don't drink or gamble: I have an addictive personality. VERY addictive. That said, I have been a bad, bad, BAD grrl.
I got such a rush from getting the PNV Flex Visa that I was literally tingling as I hopped in my car to run errands. I had to return an item at Costco, and as I was standing at the Customer Service desk, there were people next to me filling out the form for an Amex card. The demons in my financial soul started poking me with their sharp little pitchforks...
One of the very few things I don't like about Costco is that I have to use my bank debit card there because I don't have an Amex card. Annoying. Mr Gamegrrl and I maintain a joint account just so that he can go shopping at Costco for us (I rarely go myself). We look at the shopping list, then I move an appropriate amount of money from my primary checking account to the joint account, then return any overage back to my account once he gets home. Like I said: Annoying.
I've considered getting a Costco Amex for a couple of years now, but I've been so afraid to even apply that I've never pulled the trigger. It always seemed to me as though it was an elite card, of sorts, and I guess I've never felt I was worthy.
Well today, with the PNC Flex adrenaline flowing through my veins and my unusual feeling of financial power, I did it. I returned my item, and then I said, "I'd like to apply for the Amex card, please." I thought I was going to throw up after I said that. LOL!
Instantly approved for the TrueEarnings Card with a $15,600 limit. GO ME!
When I got home, I figured if I was going to ask for any CLIs on any of my remaining cards, now was the time to do it before the Amex HP hit my reports. Within about 30 minutes, I had CLIs on my Amazon Visa (don't recall the increase) SP, Giant Eagle (a Comenity card) $1,150 SP, and my Citibank Best Buy card $7,000 HP.
I am weak. I am an addict. But I am DONE DONE DONE. In the past few days, I have added a couple of tradelines and increased others to the tune of $58,400 in new credit.
So I guess now I deserve that shaming that so gratefully dodged earlier, eh?
Congrats on the card/increases! And sorry if I sounded mean on my post.
At at least you know and can admit to having an addictive personality. Pretty bass as$ to be able to acknowledge and admit. Now, get to the garden. Lol.
Wow!! Congrats!!
Oh yeah, and shame on you! 
Oh yes! I've been a very, VERY bad grrl...
Sounds like a scene from a cheezy bow-chicka-bow-wow movie from the '70s. Hahahahaha!
Yeah, I'm dragging all my stuff into the garden, and I swear that is where I will stay until some truly compelling reason lures me out. And seriously: I cannot think of ANY reason for more cards or credit at all. None.
If you see me trying to slip through the back gate, a quick "And where do you think YOU'RE going, missy?" will get me back where I belong.
@gamegrrl wrote:Well I thank you all for not shaming me!
And now I will share with you why I don't drink or gamble: I have an addictive personality. VERY addictive. That said, I have been a bad, bad, BAD grrl.
I got such a rush from getting the PNV Flex Visa that I was literally tingling as I hopped in my car to run errands. I had to return an item at Costco, and as I was standing at the Customer Service desk, there were people next to me filling out the form for an Amex card. The demons in my financial soul started poking me with their sharp little pitchforks...
One of the very few things I don't like about Costco is that I have to use my bank debit card there because I don't have an Amex card. Annoying. Mr Gamegrrl and I maintain a joint account just so that he can go shopping at Costco for us (I rarely go myself). We look at the shopping list, then I move an appropriate amount of money from my primary checking account to the joint account, then return any overage back to my account once he gets home. Like I said: Annoying.
I've considered getting a Costco Amex for a couple of years now, but I've been so afraid to even apply that I've never pulled the trigger. It always seemed to me as though it was an elite card, of sorts, and I guess I've never felt I was worthy.
Well today, with the PNC Flex adrenaline flowing through my veins and my unusual feeling of financial power, I did it. I returned my item, and then I said, "I'd like to apply for the Amex card, please." I thought I was going to throw up after I said that. LOL!
Instantly approved for the TrueEarnings Card with a $15,600 limit. GO ME!
When I got home, I figured if I was going to ask for any CLIs on any of my remaining cards, now was the time to do it before the Amex HP hit my reports. Within about 30 minutes, I had CLIs on my Amazon Visa (don't recall the increase) SP, Giant Eagle (a Comenity card) $1,150 SP, and my Citibank Best Buy card $7,000 HP.
I am weak. I am an addict. But I am DONE DONE DONE. In the past few days, I have added a couple of tradelines and increased others to the tune of $58,400 in new credit.
So I guess now I deserve that shaming that so gratefully dodged earlier, eh?
TBH I would rather get any Amex card but the True earnings one ... The CB options are nice but I hate the card because A) that card will be canceled should you decide to never shop at Cosctco again and B) The Cashback is in a form of a check to use at Costco.
I usually use my Amex BCE or Everyday card. but other then that Congrats on the Card though
Its kind of like having a store card for a place you shop frequently... Esp if you buy gas at Costco... having their amex is almost a necessity... No cash, and it saves some time at the pump.. That said.. you went for the long pass and scored =). Frankly I would have done the same thing as the OP... probably said no thanks.. thought about it a minute, then called them back and taken up the offer... the PNC offer was a good offer... But off to the garden with the OP... Just be careful of the neighbors.. we still havent figured out how to keep C.A. in the garden.... The thing i could see coming out of the garden for is for a 0% offer on medical (I.e. Carecredit .. though *eugh*)... or for funding a major purchase or disaster (car repair, major appliances, etc)
@joltdude wrote:Its kind of like having a store card for a place you shop frequently... Esp if you buy gas at Costco... having their amex is almost a necessity... No cash, and it saves some time at the pump.. That said.. you went for the long pass and scored =). Frankly I would have done the same thing as the OP... probably said no thanks.. thought about it a minute, then called them back and taken up the offer... the PNC offer was a good offer... But off to the garden with the OP... Just be careful of the neighbors.. we still havent figured out how to keep C.A. in the garden.... The thing i could see coming out of the garden for is for a 0% offer on medical (I.e. Carecredit .. though *eugh*)... or for funding a major purchase or disaster (car repair, major appliances, etc)
You can use any Amex card in Costco ... A card that has an AF which is the Costco membership fee and a card that would be cancled should you decide on stop shopping there is a bad card imo unless you know you will shop there forever. I also don't like it because it requires to use CB at Costco and they don't give you the option to use it elsewhere like any other CB card.
gamegrrl, congrats on your approvals - very well done!! Oh, and remember to ask for a 3x CLI on your new Costco Amex in 61 days. As CA says, they will counter if they can't give you the full 3x CLI! 
WoWWW... this is great.......what an astonishing climb and inspiration for all credit rebuilders and builders...Thanks for sharing your wonderful time....
