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It's Official...I'm an American Express cardholder

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johnicek
Valued Member

It's Official...I'm an American Express cardholder

In short, approved for the AmEx Blue Everyday card. I don't yet knew the limit. And I had about 12+HP's and a bunch of brand new accounts within the past few months.

 

I decided to jump for the AmEx since there's no AF and they have a decent cash back system, and I have heard their customer service/benefits are good. So I went ahead and append for it, and in got the "Pending Approval" last night. This morning I woke up and saw an email stating I was approved, and the card is on the way.

 

Now that I have basically every type(network?) in my pocket (referring to Visa, MC, Discover, AmEx...am I missing any?), I should be set for a few months.

 

Also, to anyone looking to establish credit, don't give up, I'm barely 19, and I've got all of the cards in my sig, plus this AmEx. It is possible, and comes faster than you know it.

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: It's Official...I'm an American Express cardholder

Congrats!
Message 2 of 13
yudeology101
Senior Contributor

Re: It's Official...I'm an American Express cardholder

Congratulations on your approval, welcome to AMEX family.  You can call the status number and it'll tell you the limit.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 13
coldnmn
Mega Contributor

Re: It's Official...I'm an American Express cardholder

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 13
bigblue7722
Valued Contributor

Re: It's Official...I'm an American Express cardholder

Congrats great job! I think you have every network covered!

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 5 of 13
johnicek
Valued Member

Re: It's Official...I'm an American Express cardholder

Thanks to all!

 

Does anyone have that number to call for the app status? I'm having trouble finding it, but I will continue looking.

Message 6 of 13
johnicek
Valued Member

Re: It's Official...I'm an American Express cardholder

I found it. Initial CL is $2,000. More than enough for what I use

Message 7 of 13
gdale6
Moderator Emeritus

Re: It's Official...I'm an American Express cardholder


@johnicek wrote:

In short, approved for the AmEx Blue Everyday card. I don't yet knew the limit. And I had about 12+HP's and a bunch of brand new accounts within the past few months.

 

I decided to jump for the AmEx since there's no AF and they have a decent cash back system, and I have heard their customer service/benefits are good. So I went ahead and append for it, and in got the "Pending Approval" last night. This morning I woke up and saw an email stating I was approved, and the card is on the way.

 

Now that I have basically every type(network?) in my pocket (referring to Visa, MC, Discover, AmEx...am I missing any?), I should be set for a few months.

 

Also, to anyone looking to establish credit, don't give up, I'm barely 19, and I've got all of the cards in my sig, plus this AmEx. It is possible, and comes faster than you know it.


Grats on your new Amex card Smiley Happy

Message 8 of 13
One7
Valued Contributor

Re: It's Official...I'm an American Express cardholder

Congratulations! Best part is after 61 days you have a great chance at tripling your CL to $6k. Awesome

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 9 of 13
chalupaman
Super Contributor

Re: It's Official...I'm an American Express cardholder

Congrats! We're also the same age and got the same CL too.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 13
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