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Don't give up, OP. They are consistent with CLIs, just search the boards here, there are plenty of posts about it. I did the shopping cart trick with J Crew in Oct, got a lousy $250 limit. Today it is $850. I plan to hit the luv button tomorrow; day before my statement posts.
@B335is wrote:maria, can you set you account up yet? If so, hit the luv button now. If not, when the card arrives set up online acct, then hit luv button. This one should increase immediately.
+1
I wouldn't be too worried.
My card started at $250 about a year ago. It's increased to $2250 with nearly monthly presses of the love button...sometimes $200 at a clip but lately they've been giving $300 at a time.
If you can set up an account, I'd try now!
Did the shopping cart trick and got $500 from Loft and $250 from J. Crew. I have this in addition to $3000 from Cap1 and $680 from Victoria's Secret. After I get the cards, I am going to hit the LUV button. Just need to garden for 6 months to keep more positive TLs and higher CLs.
Hoping to get preapproved for a FHA summer of 2015, so just need to have more goodies reporting while I GW all the baddies.
when you recieve the pre-approved pop-up, is it accurate? or can you apply and get denied still? and is it really a soft pull?
BK7 Discharge: Feb 2014 Starting Score: 579 Current FICO Score: 656
Goal Score: 660 short | 800+ long Goals Hit: 2 Active Cards: 6
Gardening Since: June 2014 Garden Goal: December 2014
Wish List: Chase Slate | Chase Disney | Discover IT | Barclays NFL Sig
ouch!
@B335is wrote:maria, can you set you account up yet? If so, hit the luv button now. If not, when the card arrives set up online acct, then hit luv button. This one should increase immediately.
it being a soft pull, i gave it a shot. got approved for 250, registered account online then hit the luv button and increased to 450 instantly.
still in the garden since it was a SP its like they stood outside the garden and threw me a pen and paper to sign.
BK7 Discharge: Feb 2014 Starting Score: 579 Current FICO Score: 656
Goal Score: 660 short | 800+ long Goals Hit: 2 Active Cards: 6
Gardening Since: June 2014 Garden Goal: December 2014
Wish List: Chase Slate | Chase Disney | Discover IT | Barclays NFL Sig