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Valued Contributor
MsLadyRover
Posts: 2,811
Registered: ‎03-14-2012
0

JC Penney Increase

Since I'm planning to stay in the garden a while, I decided to see if I could get an increase on my JC Penney card.  My current limit is $1650 so I went through the automated system to request a $1350 increase for an even $3000.  Unfortunately the system was unable to process my request and needed to transfer me to a representative.  I told the rep what I wanted, answered a couple of questions and he said the system countered with $2150. 

I happily accepted the $500 increase and will continue my journey in the garden.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Valued Contributor
daybreakgonesXe
Posts: 1,789
Registered: ‎11-17-2012
0

Re: JC Penney Increase


MsLadyRover wrote:

Since I'm planning to stay in the garden a while, I decided to see if I could get an increase on my JC Penney card.  My current limit is $1650 so I went through the automated system to request a $1350 increase for an even $3000.  Unfortunately the system was unable to process my request and needed to transfer me to a representative.  I told the rep what I wanted, answered a couple of questions and he said the system countered with $2150. 

I happily accepted the $500 increase and will continue my journey in the garden.


Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good :smileywink:

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 735 TU FICO 746 Credit Karma (TU) 785 Transrisk 823/990 Credit Sesame (EX) 761 Credit.com (EX) 762 VantageScore 3.0 736 Quizzle (EQ) 741
Valued Contributor
MsLadyRover
Posts: 2,811
Registered: ‎03-14-2012
0

Re: JC Penney Increase


daybreakgonesXe wrote:

Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good :smileywink:


Yes they do.  10 times your original limit in less than 3 years is awesome.  Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
daybreakgonesXe
Posts: 1,789
Registered: ‎11-17-2012
0

Re: JC Penney Increase


MsLadyRover wrote:

daybreakgonesXe wrote:

Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good :smileywink:


Yes they do.  10 times your original limit in less than 3 years is awesome.  Congrats!


Thanks a bunch! Though working there with the employee discount on top of the other discounts through the years has made me (and my mother) put a LOT of money through that card over that time period...so the CLIs were MORE than justified XD

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 735 TU FICO 746 Credit Karma (TU) 785 Transrisk 823/990 Credit Sesame (EX) 761 Credit.com (EX) 762 VantageScore 3.0 736 Quizzle (EQ) 741
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: JC Penney Increase

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: JC Penney Increase

Congrats!!

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,431
Registered: ‎10-02-2012
0

Re: JC Penney Increase

WOW thats awesome seems like JCP wasnt giving cli because lots of people were being denied, nice to see that they are still giving cli and counter offering, CONGRATS! thats a nice CL for JCP

Closing all of these credit card accounts once paid off for a fresh start.
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