Hello everybody! I just joined the forum after reading many of the threads, especially on the CSP. I will give a bit of my background for people who may be looking to apply.
I'm a full-time employee of a biotech company and have plans to go into law school in a couple of years after having some financial grounding. I am 24 years old and have a FICO score of 767 which comes from never having any delinquincies or negative reports on payments in my credit card life and also for paying off my car payments.
I am heading to Korea to manage the branch there for the company I'm currently at, and was looking for a no foreign transaction fee card with perks that would benefit me, and behold! the CSP became my top choice. I believed my income was a bit on the lower side ($60k) but decided to go to the bank in person because I wanted to grasp every bit of joy in being approved if it so occurred.
I was recently given notification by Chase that my Freedom card's limit could be raised, and after a personal information update, they immediately had it raised from 5k to 10k.
At the bank, I spoke with a client manager who was very pleasant and treated me with respect. After conversing for a while, there was a pause after which he told me I had been approved for a credit limit of 13k! As someone who wasn't positive in a positive outcome I was greatly relieved and excited for the fantastic news!
Now I'm ready to grab that $400-500 return through airfare and lasik surgery that I plan on getting before I leave for Korea!
A blanket thank you for all the help and information I've received thus far in this forum!
________________
FICOS: 767 5/14
Cards: Chase Sapphire Preferred (13k), Chase Freedom (10k)
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Thanks for sharing.
DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000