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Funny thing happened to me...
when I was approved.. online said I got tier 3 with an 18.24% rate... then when I got the card, it said 23.99%... I called and they couldn't do ANYTHING ugh...
my fico then was like 674, I think. 18.24% would be a decent rate in today's credit card environment! lol
I want a 768 FICO.... wooo....I can't imagine what my limits would be like then O.O
Yeah but the disclosure said 19.99 was their best rate. It must have gone up since your application. I don't care since I always PIF it was just funny seeing the disclosure state my score was 768 and that I wasn't good enough for their 19.99 rate.
I never knew my TU score was 768 until i got that letter Saturday. i think its a FICO since its range was 850. I thought I was around 730 until then :-).