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Just approved for Paypal Extras MC - had to call in for approval

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youngandcreditwrthy
Senior Contributor
‎01-08-2013 02:07 PM
‎01-08-2013 02:07 PM

Re: Just approved for Paypal Extras MC - had to call in for approval

Funny thing happened to me...

when I was approved.. online said I got tier 3 with an 18.24% rate... then when I got the card, it said 23.99%... I called and they couldn't do ANYTHING ugh...

my fico then was like 674, I think. 18.24% would be a decent rate in today's credit card environment! lol

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 14
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youngandcreditwrthy
Senior Contributor
‎01-08-2013 02:08 PM
‎01-08-2013 02:08 PM

Re: Just approved for Paypal Extras MC - had to call in for approval

I want a 768 FICO.... wooo....I can't imagine what my limits would be like then O.O

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 12 of 14
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Happychap
Frequent Contributor
‎01-08-2013 02:10 PM
‎01-08-2013 02:10 PM

Re: Just approved for Paypal Extras MC - had to call in for approval

Yeah but the disclosure said 19.99 was their best rate. It must have gone up since your application.  I don't care since I always PIF it was just funny seeing the disclosure state my score was 768 and that I wasn't good enough for their 19.99 rate.

Message 13 of 14
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Happychap
Frequent Contributor
‎01-08-2013 02:12 PM
‎01-08-2013 02:12 PM

Re: Just approved for Paypal Extras MC - had to call in for approval

I never knew my TU score was 768 until i got that letter Saturday.  i think its a FICO since its range was 850.  I thought I was around 730 until then :-).

Message 14 of 14
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