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Just got approved for US Bank Cash+ Visa Signature without a hard pull!

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hardworkpaysoff
Established Member

Just got approved for US Bank Cash+ Visa Signature without a hard pull!

I called US Bank to see if I can get a CLI on my Student Visa, and the person I talked to said I was actually already approved for the Cash+ card and she could switch it over right then and there. Awesome, first Visa Signature!

Latest FICO Score(s): EQ 726 (Lender, 6/13), EX 672 (Dealer, v3 Auto, 5/13), TU 702 (Dealer, Auto 04, 5/13)

U.S. Bank Cash Rewards ($1000), Capital One Visa Platinum ($750), Discover it for Students ($650), American Express Green (NPSL), DCU Visa Platinum ($3000).
Message 1 of 14
13 REPLIES 13
tennisfan78
Established Contributor

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!


@hardworkpaysoff wrote:

I called US Bank to see if I can get a CLI on my Student Visa, and the person I talked to said I was actually already approved for the Cash+ card and she could switch it over right then and there. Awesome, first Visa Signature!


wow, great news!  Congratulations!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 2 of 14
hardworkpaysoff
Established Member

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Hopefully the CLI itself wont hard pull, but if it does I'm a little bit okay with it, lol.

Latest FICO Score(s): EQ 726 (Lender, 6/13), EX 672 (Dealer, v3 Auto, 5/13), TU 702 (Dealer, Auto 04, 5/13)

U.S. Bank Cash Rewards ($1000), Capital One Visa Platinum ($750), Discover it for Students ($650), American Express Green (NPSL), DCU Visa Platinum ($3000).
Message 3 of 14
hardworkpaysoff
Established Member

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Just was able to switch my old student program Discover Card to the Discover it for Students card without a hard pull either! WOO!

Latest FICO Score(s): EQ 726 (Lender, 6/13), EX 672 (Dealer, v3 Auto, 5/13), TU 702 (Dealer, Auto 04, 5/13)

U.S. Bank Cash Rewards ($1000), Capital One Visa Platinum ($750), Discover it for Students ($650), American Express Green (NPSL), DCU Visa Platinum ($3000).
Message 4 of 14
myjourney
Super Contributor

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Welcome to the forum and congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 14
hardworkpaysoff
Established Member

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Thank you!

Latest FICO Score(s): EQ 726 (Lender, 6/13), EX 672 (Dealer, v3 Auto, 5/13), TU 702 (Dealer, Auto 04, 5/13)

U.S. Bank Cash Rewards ($1000), Capital One Visa Platinum ($750), Discover it for Students ($650), American Express Green (NPSL), DCU Visa Platinum ($3000).
Message 6 of 14
09Lexie
Moderator Emerita

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Message 7 of 14
tennisfan78
Established Contributor

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!


@hardworkpaysoff wrote:

Just was able to switch my old student program Discover Card to the Discover it for Students card without a hard pull either! WOO!


You are on a roll, congrats!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 8 of 14
rtw
Established Contributor

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 9 of 14
JonStur
Established Contributor

Re: Just got approved for US Bank Cash+ Visa Signature without a hard pull!

Welcome to the Cash Plus Family. Generally calling US and requesting a CLI is a HP, but to be upgraded to a Siggy is well worth it!!!

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 10 of 14
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