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Late Night App Spree - Should I continue?? (Updated)

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Dalanar
Regular Contributor
‎09-11-2014 11:44 PM
‎09-11-2014 11:44 PM

Late Night App Spree - Should I continue?? (Updated)

I'm targeting several cards in this spree and I'm not sure if I should continue...

 

Chase Sapphire Preferred - Approved for $16,900 (kinda shocked !)

Citi Hilton Honors Reserve - Approved for $7,700

Barclaycard Arrival Plus™ World Elite MasterCard - Approved for $7,500

Chase Hyatt Card or Marriott - Have not applied

 

I'm just nervous...my first real app spree.  I want to move forward with what I want now and then garden. But I'm not sure if any of the other cards are worth the inquiries..

 

Doing laundry at 2:44 AM in the morning.

Experian: 729 Equifax: 740 Transunion: 732
Capital One Mastercard: $0.4K, Capital One Quicksilver: $5K, Chase Southwest Premier: $7.5K, Amex Blue Cash Everyday: $24.9K, Discover It: $9.4K, Chase Sapphire Preferred: $16.9K, Citi Hilton HHonors Reserve: $7.7K, Arrival+ BarclayCard MC WE: $7.5K
Message 1 of 17
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16 REPLIES 16
toi34
Established Contributor
‎09-11-2014 11:45 PM
‎09-11-2014 11:45 PM

Re: Late Night App Spree - Should I continue??

Keep Going!...strike while the irons hot!!!! Smiley Happy

Message 2 of 17
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SunriseEarth
Moderator Emeritus
‎09-11-2014 11:48 PM
‎09-11-2014 11:48 PM

Re: Late Night App Spree - Should I continue??

@Dalanar wrote:

I'm targeting several cards in this spree and I'm not sure if I should continue...

 

Chase Sapphire Preferred - Approved for $16,900 (kinda shocked !)

Citi Hilton Honors Reserve - Approved for $7,700

Barclaycard Arrival Plus™ World Elite MasterCard or non-Elite World or Sallie Mae- Have not applied

Chase Hyatt Card or Marriott - Have not applied

 

I'm just nervous...my first real app spree.  I want to move forward with what I want now and then garden. But I'm not sure if any of the other cards are worth the inquiries..

 

Doing laundry at 2:44 AM in the morning.

Congrats x2!   I'd say go for one of the Barclaycards, since they'll pull TU.   May as well spread the INQ damage out.   I'd wait on another Chase.   



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
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Exonumist
Established Contributor
‎09-11-2014 11:49 PM
‎09-11-2014 11:49 PM

Re: Late Night App Spree - Should I continue??

As long as you can meet the spending requirements for sign up bonuses I'd app for any of those.

Message 4 of 17
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Dalanar
Regular Contributor
‎09-12-2014 12:36 AM
‎09-12-2014 12:36 AM

Re: Late Night App Spree - Should I continue??

Thanks guys!


I also went for the Barclayclard Arrival Plus World Elite and was approved for $7500.

 

I think I'll stop there.

 

 

Experian: 729 Equifax: 740 Transunion: 732
Capital One Mastercard: $0.4K, Capital One Quicksilver: $5K, Chase Southwest Premier: $7.5K, Amex Blue Cash Everyday: $24.9K, Discover It: $9.4K, Chase Sapphire Preferred: $16.9K, Citi Hilton HHonors Reserve: $7.7K, Arrival+ BarclayCard MC WE: $7.5K
Message 5 of 17
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Florida1990
Frequent Contributor
‎09-12-2014 01:11 AM
‎09-12-2014 01:11 AM

Re: Late Night App Spree - Should I continue?? (Updated)

wow congrats!!

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.
Message 6 of 17
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Tony275
Valued Contributor
‎09-12-2014 01:22 AM
‎09-12-2014 01:22 AM

Re: Late Night App Spree - Should I continue?? (Updated)

Wow!! Great limits! Congrats to you!! Get back to the garden!! ;]
Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 7 of 17
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SunriseEarth
Moderator Emeritus
‎09-12-2014 01:37 AM
‎09-12-2014 01:37 AM

Re: Late Night App Spree - Should I continue??

@Dalanar wrote:

Thanks guys!


I also went for the Barclayclard Arrival Plus World Elite and was approved for $7500.

 

I think I'll stop there.

 

 

Big bucks, big bucks, big bucks...and stop!   Congrats on all three approvals!   And hope to see you in the Garden with your new seedlings!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 8 of 17
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Exonumist
Established Contributor
‎09-12-2014 01:54 AM
‎09-12-2014 01:54 AM

Re: Late Night App Spree - Should I continue??

Very nice! If your going to spree that's the way to do it! Just app for 2-3 GOOD cards and be done with it before you start getting toy limits and crappy terms. Congrats!

Message 9 of 17
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Anonymous
Not applicable
‎09-12-2014 01:55 AM
‎09-12-2014 01:55 AM

Re: Late Night App Spree - Should I continue?? (Updated)

Awesome! Congrats and may as well strike while the iron is hot.
Message 10 of 17
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