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Lowe's $4k CLI after 8th statement cut

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One7
Valued Contributor

Lowe's $4k CLI after 8th statement cut

So after every four statements I request a CLI with every one of my GE/Syncb cards and have always gotten one (excluding care credit because it's an HP) but after this fourth statement, 8th altogether, I decided to call in instead. I read many success stories of people asking for $20k and getting it or countered with a relatively high CLI so I decided to try my luck and requested the 20k. Unfortunately they denied it and offered a $4k increase, raised my CL from $1500 to $5500. I'm okay with it but a five digit CL would have been much nicer. I'll try again in four months.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 1 of 15
14 REPLIES 14
09Lexie
Moderator Emerita

Re: Lowe's $4k CLI after 8th statement cut

Message 2 of 15
Tony275
Valued Contributor

Re: Lowe's $4k CLI after 8th statement cut

Congrats!! I'll be calling in asking for $20k after the August statement cuts!!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 3 of 15
coldnmn
Mega Contributor

Re: Lowe's $4k CLI after 8th statement cut

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 15
Anonymous
Not applicable

Re: Lowe's $4k CLI after 8th statement cut

Congrats!
Message 5 of 15
alvon123
Super Contributor

Re: Lowe's $4k CLI after 8th statement cut

congrats


Message 6 of 15
MT936
Established Contributor

Re: Lowe's $4k CLI after 8th statement cut

Good job, congrats
Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 7 of 15
BigBS
Senior Contributor

Re: Lowe's $4k CLI after 8th statement cut

Congrats!  May actually apply for this and/or Home Depot once the mortgage process is complete.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 8 of 15
ExplicitElicit
Established Contributor

Re: Lowe's $4k CLI after 8th statement cut

Congrats on your CLI! Hopefully my Walmart will have similar results on my 8th!

Message 9 of 15
MissMoni223
Senior Contributor

Re: Lowe's $4k CLI after 8th statement cut

CONGRATS on your Lowe's CLI!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 15
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