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Lowes CLI!

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soccer5
Regular Contributor

Lowes CLI!

So I just received my lowes card about a month ago but had not used it yet. I had followed the advise given so many times on this website and I called the Credit Solutions number. All it took was to go over the usual financial info and identity verification and my limit went from $1000..... to $5000 which is the full ammount I asked for! Now I feel like I should have asked for more.  My Walmart limit, which sits at $1200, I think is next lol. How long do you think I should wait to call for that?

Starting Score: EX 549 EQ 465 TU 477
Current Score: EX 714 EQ 681 TU 727 EX Fico (PSECU) 683 EQ Fico 676 (MyFico) TU Fico (WalMart) 701 as of 6/6/2014
Goal Score: 700's
Message 1 of 8
7 REPLIES 7
avggoal700
Frequent Contributor

Re: Lowes CLI!

Congrats.




EX 706. TU 705 EQ 682. Avg 698
Message 2 of 8
coldnmn
Mega Contributor

Re: Lowes CLI!

Congrats! Call right now if you have had it for awhile.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 8
-Wade-
Valued Contributor

Re: Lowes CLI!


@soccer5 wrote:

So I just received my lowes card about a month ago but had not used it yet. I had followed the advise given so many times on this website and I called the Credit Solutions number. All it took was to go over the usual financial info and identity verification and my limit went from $1000..... to $5000 which is the full ammount I asked for! Now I feel like I should have asked for more.  My Walmart limit, which sits at $1200, I think is next lol. How long do you think I should wait to call for that?


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 8
gdale6
Moderator Emeritus

Re: Lowes CLI!


@soccer5 wrote:

So I just received my lowes card about a month ago but had not used it yet. I had followed the advise given so many times on this website and I called the Credit Solutions number. All it took was to go over the usual financial info and identity verification and my limit went from $1000..... to $5000 which is the full ammount I asked for! Now I feel like I should have asked for more.  My Walmart limit, which sits at $1200, I think is next lol. How long do you think I should wait to call for that?


Congrats Smiley Happy 1 month then do the Walmart

Message 5 of 8
Epcot
Valued Contributor

Re: Lowes CLI!

Nice, Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 8
CreditMagic7
Mega Contributor

Re: Lowes CLI!

Congrats!

It's a guarantee fyi that Walmart gecrb won't hold a candle to Lowe's u/w recon which you experienced very nicely with them. Home Improvement policy seem to offer the best flexible increases IMHO.
Message 7 of 8
alvon123
Super Contributor

Re: Lowes CLI!

congrats


Message 8 of 8
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