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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Macy's CLI with SP!

Ok so after reading about the other thread regarding Macy's CLI, I figured I'll give it a shot again.

Made the call, had to interact with the stupid automatic system to waste a few minutes, and finally got to talk to a live person.

She sounded really nice, and I'm guessing I might be in luck for a CLI. 

 

I asked for a soft pull specifically, but she didn't quite get what I meant. So I just said I don't want a hard inquiry done no matter what, even if it means no CLI.

She noted that it's been almost a year since I put any charges on the card and I told her I was planning to buy a mattress or some furniture soon which is why I needed a CLI.

I was put on hold while she talked to the supervisor, and then she went ahead and asked how much increase I wanted, and all the income related questions.

 

I asked for 5000, but got counteroffered and said that's the max she can do without an inquiry. So my Macy's increased from 100 to 3500. It's a very nice increase if you compare it to my original limit, but it's low compared to my other CLs. I'm happy though, since I don't use that card. I might just buy something cheap and then leave the card alone again for a year or so.

 

I tried to ask for a CLI for my bloomingdale's account as well, since they're the same company. However I am not qualified for any since my last CLI was done Jan'13. 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Macy's CLI with SP!


enharu wrote:

Ok so after reading about the other thread regarding Macy's CLI, I figured I'll give it a shot again.

Made the call, had to interact with the stupid automatic system to waste a few minutes, and finally got to talk to a live person.

She sounded really nice, and I'm guessing I might be in luck for a CLI. 

 

I asked for a soft pull specifically, but she didn't quite get what I meant. So I just said I don't want a hard inquiry done no matter what, even if it means no CLI.

She noted that it's been almost a year since I put any charges on the card and I told her I was planning to buy a mattress or some furniture soon which is why I needed a CLI.

I was put on hold while she talked to the supervisor, and then she went ahead and asked how much increase I wanted, and all the income related questions.

 

I asked for 5000, but got counteroffered and said that's the max she can do without an inquiry. So my Macy's increased from 100 to 3500. It's a very nice increase if you compare it to my original limit, but it's low compared to my other CLs. I'm happy though, since I don't use that card. I might just buy something cheap and then leave the card alone again for a year or so.

 

I tried to ask for a CLI for my bloomingdale's account as well, since they're the same company. However I am not qualified for any since my last CLI was done Jan'13. 


Congrats

"Intelligence plus character--that is the goal of true education"
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Last 5 apps 6/6/13
Established Contributor
CribDuchess
Posts: 591
Registered: ‎09-12-2011

Re: Macy's CLI with SP!

That's an excellent CLI - congratulations!  Go buy your wife/gf something nice in the jewelry department!!  :smileyvery-happy:

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Moderator
09Lexie
Posts: 24,444
Registered: ‎09-13-2012

Re: Macy's CLI with SP!

That's some increase! I have to say...it's about time! I was tired of seeing that $100 CL! Lol!

Congrats!
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Macy's CLI with SP!

Very nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,247
Registered: ‎10-02-2012

Re: Macy's CLI with SP!

Success!!!


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
New Visitor
power123
Posts: 25
Registered: ‎04-05-2013

Re: Macy's CLI with SP!

I had the same thing from them.They wouldnt pass 3500 without hp

Great increase enharu:smileyhappy:

Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Re: Macy's CLI with SP!

Congrats!!!! :smileyhappy: You should go for Macy's Amex.

 

 

Ron.

Contributor
PSouz
Posts: 214
Registered: ‎03-25-2013

Re: Macy's CLI with SP!

Congrats







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
New Visitor
power123
Posts: 25
Registered: ‎04-05-2013

Re: Macy's CLI with SP!

Macys Amex

Annual spend min 1k

6 months of account history

No guarateed approval


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