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Macy's love. 5k! furniture line SP

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zerobacan
Established Contributor

Macy's love. 5k! furniture line SP

First got a sp CLI from 3k to 4.5ks

Then called the BDN and told them i was looking to buy some furniture... asked me how much was i looking and approved 5k. Did not even asked income nor permision to see credit r...
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 1 of 25
24 REPLIES 24
coldnmn
Mega Contributor

Re: Macy's love. 5k! furniture line SP

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 25
FinStar
Moderator Emeritus

Re: Macy's love. 5k! furniture line SP

Congrats!  Thanks for sharing.

Message 3 of 25
zerobacan
Established Contributor

Re: Macy's love. 5k! furniture line SP

My cli was for my regular macys store card from 3 to 4.5 that i have for 5 years. The 5ks is a total new tradeline...you can also ask for a trade line if you are going to be jewerly...
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 4 of 25
dap1984va
New Contributor

Re: Macy's love. 5k! furniture line SP

first of all Congratulations!! second.. what is a BDN? 

Message 5 of 25
zerobacan
Established Contributor

Re: Macy's love. 5k! furniture line SP

Back door number
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 6 of 25
09Lexie
Moderator Emerita

Re: Macy's love. 5k! furniture line SP

Congrats! Wouldn't the cl for furniture purchase be on that cl? Pretty sure Macys still has the Club or whatever they call it for lg purchases. I've never used mine. 

Message 7 of 25
zerobacan
Established Contributor

Re: Macy's love. 5k! furniture line SP

I ve read about it before that is why i asked for it now. It is suppost to be a separated cl that does get reported but it can be close easily if you dont use it. But requires no hp most of the time. I ve been sp everymonth by macys. So i knew my last sp was im a good time.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 8 of 25
dap1984va
New Contributor

Re: Macy's love. 5k! furniture line SP

Update: On the "success" of another poster.. I called Macys 2minutes ago (not backdoor number). The young lady said the "line of credit" is separate from the credit limit you have on the Macys card, She stated it is interest free for 12MONTHS if you pay if off in the time period. I had to ask her twice...to make sure she said it, basically two separate lines for credit for one red card. interesting... i might consider

Message 9 of 25
zerobacan
Established Contributor

Re: Macy's love. 5k! furniture line SP

Yep dap that is how it is. It is linked to your macys card...
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 10 of 25
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