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Super Contributor
CS800
Posts: 6,546
Registered: ‎04-07-2008

Macys CLI

Is it a soft or hard?

 

Last October I requested a CLI and it was a HP on EX only.




Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008

Re: Macys CLI

Have you called Macy's to see what they are currently willing to approve on your card?

Just puttin' syrup on something, don't make it pancakes.
Super Contributor
CS800
Posts: 6,546
Registered: ‎04-07-2008

Re: Macys CLI


beamMEup wrote:

Have you called Macy's to see what they are currently willing to approve on your card?


No

 

You mean call them up and see what htey can give me? Aren't they going to still tell me its going to be a HP?




Frequent Contributor
Juan123
Posts: 496
Registered: ‎04-16-2011

Re: Macys CLI

[ Edited ]

its a soft pull. they call it an internal system....

 

 

i assume its a store card?


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Mega Contributor
Creditaddict
Posts: 18,507
Registered: ‎10-23-2007

Re: Macys CLI


CS800 wrote:

beamMEup wrote:

Have you called Macy's to see what they are currently willing to approve on your card?


No

 

You mean call them up and see what htey can give me? Aren't they going to still tell me its going to be a HP?


The automated system will now tell you your Guideline currently on the store card... soon the limits will show on credit reports again too

I have always had soft for CLI on both Store and Amex.

Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
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Highest Limit: Fidelity Amex $25k (AU)
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Over 30 Cards in between :smileytongue:
Super Contributor
CS800
Posts: 6,546
Registered: ‎04-07-2008

Re: Macys CLI

I will call them again and see. I will hate to see a HP like they did last year.



Super Contributor
CS800
Posts: 6,546
Registered: ‎04-07-2008

Re: Macys CLI

On the phone with Macys CSR and he keeps insisting its a HP.

 

Not sure what I can tell these guys. !!!




New Contributor
PetRaccoon
Posts: 359
Registered: ‎11-29-2011

Re: Macys CLI

What did the automated system say? Just wondering.

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Frequent Contributor
mmduluth
Posts: 320
Registered: ‎05-17-2011

Re: Macys CLI

You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

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Mega Contributor
Creditaddict
Posts: 18,507
Registered: ‎10-23-2007

Re: Macys CLI


CS800 wrote:

On the phone with Macys CSR and he keeps insisting its a HP.

 

Not sure what I can tell these guys. !!!


They just don't know... I would ask for Supervisor or hang up and call back... It will be a hard if they hit the wrong button!!!

Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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