Reply
Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Macys CLI

Is it a soft or hard?

 

Last October I requested a CLI and it was a HP on EX only.






Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008

Re: Macys CLI

Have you called Macy's to see what they are currently willing to approve on your card?

Just puttin' syrup on something, don't make it pancakes.
Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Macys CLI


beamMEup wrote:

Have you called Macy's to see what they are currently willing to approve on your card?


No

 

You mean call them up and see what htey can give me? Aren't they going to still tell me its going to be a HP?






Frequent Contributor
Juan123
Posts: 494
Registered: ‎04-16-2011

Re: Macys CLI

[ Edited ]

its a soft pull. they call it an internal system....

 

 

i assume its a store card?


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Mega Contributor
Creditaddict
Posts: 16,863
Registered: ‎10-23-2007

Re: Macys CLI


CS800 wrote:

beamMEup wrote:

Have you called Macy's to see what they are currently willing to approve on your card?


No

 

You mean call them up and see what htey can give me? Aren't they going to still tell me its going to be a HP?


The automated system will now tell you your Guideline currently on the store card... soon the limits will show on credit reports again too

I have always had soft for CLI on both Store and Amex.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Macys CLI

I will call them again and see. I will hate to see a HP like they did last year.





Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Macys CLI

On the phone with Macys CSR and he keeps insisting its a HP.

 

Not sure what I can tell these guys. !!!






New Contributor
PetRaccoon
Posts: 355
Registered: ‎11-29-2011

Re: Macys CLI

What did the automated system say? Just wondering.

TU98: 751 (11/11) 757 (1/13) EQ: 733 (11/11) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) American Ex BCE 3,200 (12/11) Chase Saph Pref: 5,000 (5/12)
Frequent Contributor
mmduluth
Posts: 320
Registered: ‎05-17-2011

Re: Macys CLI

You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Mega Contributor
Creditaddict
Posts: 16,863
Registered: ‎10-23-2007

Re: Macys CLI


CS800 wrote:

On the phone with Macys CSR and he keeps insisting its a HP.

 

Not sure what I can tell these guys. !!!


They just don't know... I would ask for Supervisor or hang up and call back... It will be a hard if they hit the wrong button!!!

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+