Macys CLI

[goosedog]

Anyone know how long it takes for MACYS to start reporting to the CR? All my GE cards are already reporting to EXPERIAN AND EQUIFAX ?(and some TU) and I haven't even gotten some of the cards I applied for while my MACYS and Bloomingdales cards have yet to even show up on my report.

[FinStar]

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@kroberts67 wrote:

I don't think Macy's always bases CLI's on pulls;  they must just use history sometimes, because I got the 6-month auto CLI and I don't see any SP's.  I only see the HP's from back when I applied.

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I believe it's based on a variety of factors, usage being one of them and an overall clean credit profile.  I've never had to request a CLI, they've always been automatic for both the Macy's Preferred AMEX & store and Blommingdale's Reserve AMEX & store.  Granted, I've had them for quite a while (back when they were issued as Visa CCs).  Currently, combined limits for all 4 TLs hover around $46.5K (both the AMEX TL's having the larger portion of the CLs).