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Macys CLI

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Sneekn4u
Contributor

Re: Macys CLI

Had my card now for six months and noticed a auto cli from $300 to $800

Starting Score 11/2012 EQ: 615
Current Score 3/19/2014 EQ: 687
Current Score 3/19/2014 TU: 694


Take the FICO Fitness Challenge Discover IT $4500 Citi Simplicity Chase Freedom $3000 Cap 1 QS $1500 Cap 1 $300 Macy's $1500 Buckel $550 VS $500 Brylane Home $1000
Message 21 of 32
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys CLI

Lucky^ My sister requested one and it was a HP and they couldnt increase it. It was upsetting but oh well. Congrats on your automatic cli tho.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 22 of 32
goosedog
Regular Contributor

Re: Macys CLI

i just posted in another thread. I havent even got my card yet and they increased it from 100 to 300 on the first transaction. They did the same to my bloomingdales card. It went from 200 to 800 CLI on the first transaction. granted i never charged more than 20 dollars on both cards just to test them out but i was shocked they bumped them up that quick.

Message 23 of 32
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys CLI

WOW it's crazy how they do that hahha congrats to you as well!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 24 of 32
vpae
Established Contributor

Re: Macys CLI

Update.

Got my card in 02/2011. Used it when it was opened. PIF soon after. 03/2013 I noticed the limit went down to $100. I called yesterday and they have no record of my account. I confirmed they closed it. Probably due to no activity. Can't reopen without reapplying.

Good luck all!
12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 25 of 32
niko79
Contributor

Re: Macys CLI

Called Macys about the increase on the 15 month old account. Increased with no credit pull (as far as I know since the conversation took literally less than 1 minute) from $500 to $1200! This is now my highest CL to date!!! WOOOHOOO!

 

Thanks for the inspiration.

 

CORRECTION. Just used a backdoor to EXP and found MACYS hard inquiry!!! GRRRR. She did not even asked me if she could pull my report! WTH?!

 

 

 

 

Message 26 of 32
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys CLI

Congrats!! Well hey at least it was worth it, my sister did one with a HP and still no increase. 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 27 of 32
IWOL
Established Contributor

Re: Macys CLI

I've had my Macy's card for 3 months and my limit started at $300. I do shop there quite often so I charged close to $300 each of the 3 months I've had the card and always PIF. I noticed that Macy's softed me on EQ on 4/27. I called in around 5/5 and requested an increase. Rep said it would be a soft pull, asked income and approved for $2000.

I have a feeling that if you see Macy's softing you, odds are a CLI will be a soft pull. I'm assuming they used the soft pull that was initiated by them on 4/26 because I don't see an additional soft from them after that date.

Message 28 of 32
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys CLI

$300-$2000 is a BIG ONE Congrats. Ive also seen that if you pass your current CL they will increase it since you are needing for that what they gave you. 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 29 of 32
kroberts67
Established Contributor

Re: Macys CLI

I don't think Macy's always bases CLI's on pulls;  they must just use history sometimes, because I got the 6-month auto CLI and I don't see any SP's.  I only see the HP's from back when I applied.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
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Message 30 of 32
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