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Ok ,
So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.
I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.
The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"
WOW!!! From a TD to a $5000 limit! I am AMAZED!
Congrats! Which Chase card were you approved for?
Congrats!! I had to beg and plead to get Chase to give me a 500.00 credit limit!! Next time I will have you call them for me! *lol*
Congratulations! That's great. I'm especially impressed by your work with Chase, but doubling your credit limit with Lowe's is nothing to sneeze at either.
I thought I was celebrating a successful recon myself until a few minutes ago. I ended up being denied again after being told there wouldn't be any problem for the same reason I was given the first time.So obnoxious!
@Hammer23 wrote:Ok ,
So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.
I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.
The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"
WOW!!! From a TD to a $5000 limit! I am AMAZED!
WOW!!! I love hearing succesfull recon stories like these! Big Congrats!!!...especially the generous limit that was given with a 4 yr old BK...I couldnt get one back in august because of a 5 year old paid chargeoff and one utility collection that was 2 years old. Again, a big Congrats!!
It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.
I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!
@Hammer23 wrote:It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.
I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!
Haha...i would be too!! I applied for the Chase Freedom back in August when i was denied on recon also....is the Slate an easier card to get than the Freedom?? Anyone know? Are chances of approval greater when you apply for the Slate card?
@Hammer23 wrote:Ok ,
So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.
I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.
The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"
WOW!!! From a TD to a $5000 limit! I am AMAZED!
they denied me with a 7.5 yr bk...score in the 715 range after i was approved or 3 AMEX cards......oh well......CONGRATS the approvals
Congrats