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Frequent Contributor
Hammer23
Posts: 424
Registered: ‎01-21-2012

Major RECON SUCCESS!!!!

Ok ,

 

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

 

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

 

 

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

 

WOW!!! From a TD to a $5000 limit! I am AMAZED!

 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011

Re: Major RECON SUCCESS!!!!

Congrats! Which Chase card were you approved for?

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Established Contributor
snowkitty
Posts: 959
Registered: ‎09-10-2012

Re: Major RECON SUCCESS!!!!

Congrats!! I had to beg and plead to get Chase to give me a 500.00 credit limit!! Next time I will have you call them for me! *lol*  :cattongue:

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 9k | CSP 5k | Bofa Cash 7.5k | Boa Travel 9k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy 4500 | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 13.5k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 1820

App free since 12/11/13*
New Member
thelizardking69k
Posts: 10
Registered: ‎11-09-2012

Re: Major RECON SUCCESS!!!!

Congratulations! That's great. I'm especially impressed by your work with Chase, but doubling your credit limit with Lowe's is nothing to sneeze at either.

I thought I was celebrating a successful recon myself until a few minutes ago. I ended up being denied again after being told there wouldn't be any problem for the same reason I was given the first time.So obnoxious!

Valued Contributor
dodgerslv
Posts: 1,491
Registered: ‎06-16-2012

Re: Major RECON SUCCESS!!!!


Hammer23 wrote:

Ok ,

 

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

 

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

 

 

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

 

WOW!!! From a TD to a $5000 limit! I am AMAZED!

 


WOW!!! I love hearing succesfull recon stories like these! Big Congrats!!!...especially the generous limit that was given with a 4 yr old BK...I couldnt get one back in august because of a 5 year old paid chargeoff and one utility collection that was 2 years old. Again, a big Congrats!!

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)



Frequent Contributor
Hammer23
Posts: 424
Registered: ‎01-21-2012

Re: Major RECON SUCCESS!!!!

It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.

 

 

I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!

 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Valued Contributor
dodgerslv
Posts: 1,491
Registered: ‎06-16-2012

Re: Major RECON SUCCESS!!!!


Hammer23 wrote:

It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.

 

 

I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!

 


Haha...i would be too!! I applied for the Chase Freedom back in August when i was denied on recon also....is the Slate an easier card to get than the Freedom?? Anyone know? Are chances of approval greater when you apply for the Slate card?

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)



Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

Re: Major RECON SUCCESS!!!!


Hammer23 wrote:

Ok ,

 

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

 

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

 

 

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

 

WOW!!! From a TD to a $5000 limit! I am AMAZED!

 


they denied me with a 7.5 yr bk...score in the 715 range after i was approved  or 3 AMEX cards......oh well......CONGRATS  the approvals


Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Major RECON SUCCESS!!!!

Congrats

Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Major RECON SUCCESS!!!!

Congrats!!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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