@B335is wrote:
@yudeology101 wrote:OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..
I had no idea about it either! I saw the $75 Fidelity Amex offer but 25,000 points makes me want it more now. She said they no longer offer the Total Merrill card to new applicants.
Awwww bummer.
@dodgerslv wrote:
@yudeology101 wrote:OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..
i know yude! i almost apped for this card also but told myself can only afford one HP on EX and the only reason i chose the US Airways is for the signup bonus that will go well when i tranfer them to my AA account balance. will have over 125k miles earned.
You did the smart thing by getting that USAir card, can't give up on that awesome signup bonus! I'm sooo tempted to give Merrill a call tomorrow and see if the signup bonus offer still exists.
@dodgerslv wrote:hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.
After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon 
@B335is wrote:
@dodgerslv wrote:hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.
After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon
Best of luck 335, keep us updated! I sooo want to call them tomorrow, but my newly opened 2 Barclay cards are holding me back for some reason.....need to think about this in my sleep tonight. ...EX pull right?
::edited for typo::
@B335is wrote:
@dodgerslv wrote:hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.
After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon
how many cards do you have with Bofa already and how much credit with them?
@yudeology101 wrote:
@B335is wrote:
@dodgerslv wrote:hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.
After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon
Best of luck 335, keep us updated! I sooo want to call them tomorrow, but my newly opened 2 Barclay cards are holding me back for some reason.....need to think about this in my sleep tonight. ...EX pull right?
::edited for typo::
I'm almost at 6 months with Barclay Arrival and have been thinking about either Sallie Mae or US Airways because I need more AAdvantage miles before they nerf Oneworld partner tickets! I'm not sure who they pulled yet but they usually like my EX (along with everyone else).
@dodgerslv wrote:
@B335is wrote:
@dodgerslv wrote:hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.
After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon
how many cards do you have with Bofa already and how much credit with them?
I have 2 cards and $15k total BoA exposure:
1) Cashrewards opened 1/2013 ($10k limit / $3.2k balance)
2) Alaska Airlines opened 10/2013 ($5k limit / $0 balance)
I'm taking advantage of a 0% offer on the Cashrewards which may be a concern. I also have Amex Surpass with a posted balance of $1.3k on $2k limit - the payment didn't post in time 
My total util is 4%