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Contributor
charleeislegend
Posts: 103
Registered: ‎07-21-2012

Mini app spree success (2 for 2)!

[ Edited ]

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Mini app spree success (2 for 2)!


charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on your mini app spree! Discover usually never gives a CLI at time of activation or recon. Wait the 6 months to get the auto CLI. They are usually really generous. But if you do get one keep us posted. 


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
SwiftTone
Posts: 1,011
Registered: ‎02-27-2012

Re: Mini app spree success (2 for 2)!


charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on the approvals. I agree your starting limit is kind of low. Maybe it's because you applied for student versions because both your FICO scores and limits on existing cards are pretty good.

BCE: $1537/$11,200, CSP: $2364/$6500, Chase Priority Club: $0/$3500, Freedom: $2893/$5000, Barclays NFL: $0/$7000 Discover: $1573/$10,000, Citi Dividend: $0/$2000

EQ FICO - 719
TU FICO - 721
EX FICO(AMEX) - 712
Contributor
charleeislegend
Posts: 103
Registered: ‎07-21-2012

Re: Mini app spree success (2 for 2)!


SwiftTone wrote:

charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on the approvals. I agree your starting limit is kind of low. Maybe it's because you applied for student versions because both your FICO scores and limits on existing cards are pretty good.


Bleh, i just posted a thread last week asking if student cards would get me a lower credit limit =/ oh well i guess i have to wait 6 months

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: Mini app spree success (2 for 2)!


chnceit wrote:

charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on your mini app spree! Discover usually never gives a CLI at time of activation or recon. Wait the 6 months to get the auto CLI. They are usually really generous. But if you do get one keep us posted. 


+1 just keep the balance low and you should see a bump at the 6 mo mark.

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Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Mini app spree success (2 for 2)!

If you are under 21, you won't get a client from discover. Grats on the approvals and that forward will surely grow :smileyhappy:
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Mini app spree success (2 for 2)!

Lol auto correct. I meant cli
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Valued Member
grubs
Posts: 83
Registered: ‎11-13-2012

Re: Mini app spree success (2 for 2)!

Op, what is your income if you don't mind sharing? Thank you 

Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012

Re: Mini app spree success (2 for 2)!

Congrats on the approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Mini app spree success (2 for 2)!

Congrats


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