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Mortgage funded and recorded at noon.

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themizlyne
Regular Contributor

Mortgage funded and recorded at noon.

By 1pm I had added $15, 000 NFCU LOC, $1, 000 USAA Amex, $2, 000 Chase Freedom, and $500 Home Depot. I plan to recon the limits for USAA and Chase so I can take advantage of the zero interest for balance transfer and purchases for the house.
Message 1 of 9
8 REPLIES 8
myjourney
Super Contributor

Re: Mortgage funded and recorded at noon.

Congrats to all you had a very good day 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 9
FinStar
Moderator Emeritus

Re: Mortgage funded and recorded at noon.

Congrats on your approvals OP.  Just be aware USAA may not be felxible with reconsidering your initial CL.  Chase will do another HP if you request a CLI.

Message 3 of 9
efranklin23
Valued Contributor

Re: Mortgage funded and recorded at noon.


@FinStar wrote:

Congrats on your approvals OP.  Just be aware USAA may not be felxible with reconsidering your initial CL.  Chase will do another HP if you request a CLI.


+1 USAA is very conservative with their credit limits and dont like to increase your limit until they see atleast 6 months of paid history with their cards under the belt (have heard some ppl getting CLIs before then but it was because of their relationship with USAA). One thing that is interesting though is that you can apply for another card with them and get the same limit as this card (USAA loves to do this for some odd reason)

 

Also congrats on the new approvals

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 4 of 9
coldnmn
Mega Contributor

Re: Mortgage funded and recorded at noon.

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 9
alvon123
Super Contributor

Re: Mortgage funded and recorded at noon.

congrats


Message 6 of 9
gdale6
Moderator Emeritus

Re: Mortgage funded and recorded at noon.

Congrats on your mortgage and your new cards Smiley Happy

Message 7 of 9
Josh2942
Established Contributor

Re: Mortgage funded and recorded at noon.

congrats bro

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 8 of 9
MsLadyRover
Valued Contributor

Re: Mortgage funded and recorded at noon.

Congratulations OP!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 9 of 9
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