My App Spree - Did I win?

[TiggerDat]

Whowzha, Go, Go, Gadget Credit.

[alvon123]

congrats!!!

[nj23]

Thanks everyone.  

Now I'll have to make a calendar of when to (SP) CLI and PC my QS1 to QS.

And of course, having to create five new online log-ins...dreadful.  I hate making online accounts.  This will bring me up to like 30 different log in accounts.  

[emptypockets]

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@B335is wrote:

Nice haul!  Discover is a little disappointing, especially with how long you gardened, but the others more than make up for it.  Yes, CSP is Signature by default and looks like your Freedom will be as well.  Barclays I would guess WMC.

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Congrats on the new approvals. Maybe (hopefully) the Freedom will be a Signature. When mine was originally approved with a 8k limit it was NOT a signature. You never can tell with Chase.

[emptypockets]

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@nj23 wrote:

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@celluloid17 wrote:

That is so exciting - great cards!!!  Now the fun begins waiting for them to start arriving in the mail and planning your spending strategy with all of the new cashback options you have.  

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Yes thanks...I'll have to work out spending 4k+ in three months to get the full BCP and CSP sign up bonuses.  I spend that normally in three months...if I'm counting rent - but may need to do a bit of manufactured spend.  Looks like they don't consider gift card purchases toward the sign up bonuses spending count, though.

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If you use the BCPat the grocer to buy gift cards (for gas, and other things you may need) you will get the 6% cash back, and they usually can't tell you bought gift cards, as long as the purchase doesn't look "fishy" (i.e. even dollar amounts for $500 each. The grocery stores around here sell gift cards for everything. You can also buy a large variety of gift cards at Lowe's or Home Depot.

I ususally meet my spend this way, if I think I am close to not meeting it. That way, I won't overspend. I ALWAYS need to buy gas, LOL

[nj23]

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@emptypockets wrote:

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@nj23 wrote:

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@celluloid17 wrote:

That is so exciting - great cards!!!  Now the fun begins waiting for them to start arriving in the mail and planning your spending strategy with all of the new cashback options you have.  

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Yes thanks...I'll have to work out spending 4k+ in three months to get the full BCP and CSP sign up bonuses.  I spend that normally in three months...if I'm counting rent - but may need to do a bit of manufactured spend.  Looks like they don't consider gift card purchases toward the sign up bonuses spending count, though.

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If you use the BCPat the grocer to buy gift cards (for gas, and other things you may need) you will get the 6% cash back, and they usually can't tell you bought gift cards, as long as the purchase doesn't look "fishy" (i.e. even dollar amounts for $500 each. The grocery stores around here sell gift cards for everything. You can also buy a large variety of gift cards at Lowe's or Home Depot.

I ususally meet my spend this way, if I think I am close to not meeting it. That way, I won't overspend. I ALWAYS need to buy gas, LOL

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Hmm...maybe I'll try that.  I'm not worried about making the bonus on my BCP so much as I am the CSP.  CSP is 3k in 3 months.  I should be able to make it, I can put all my recurring stuff on it (including a $$ personal trainer) and my upcoming travel (everything) so I should be OK.  In total, I have to spend $4,500 between CSP, BCP, and Freedom to grab all the bonuses.  The Sallie just requries that I use it in the first 90 days for the 2,500 points so that one is easy . 

I have wondered if I can use my Cap One check card to pay my new CC bills...my Cap One check card has 1% rewards, so in some cases I'd be like triple dipping.  

[MsLadyRover]

WIN! Congratulations!

[coldnmn]

Congrats! Thanks for sharing.

[Involver]

That's how it's done.

[-NewGuy-]

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@nj23 wrote:

Hello

I'm going to remove my diamond from my signature, but here are my apps, in app order, and their approvals.  I guess I won.  

American Express Blue Cash Preferred (BCP):
Approved.  Starting CL: $4,000

Chase Sapphire Preferred (CSP):
Approved.  Starting CL: $10,400 (Should I assume this will be a Signature?)

Discover IT:
Approved.  Starting CL: $2,500 (meh...I didn't mean to app for this 3rd, but oh well)

Chase Freedom:
Approved.  Starting CL: $8,000 (Again, Signature?  Got the $200 bonus too )

Barclay Sallie Mae:
Approved.  Starting CL: $7,100 (World MC or WEMC?)

I guess this can be considered credit rebound  And I guess Chase likes me.  

I had to call AMEX and Discover to find out the starting CLs.  Weird.  Anyway the AMEX rep enthusiastically mentioned how my starting CL is just a starting CL and I can call in 60 days to get it increased.

Thanks for everyone's help along the way.

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Sounds like a win to me! Congrats!