My experience with the Discover "luv button".

[-Wade-]

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@MT936 wrote:
So there is a chance that a discover cli request will be SP? If so I might try the luv button out on my discover it

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Yes you can request a CLI and if they can't do it by SP they will ask you if you want to take the HP , then you can cancel the request

[kr3st00]

I received a CLI from discover about 3 months ago.

The luv button shows up for me again, does that mean I can request another one?

[gdale6]

Grats on the successful SP CLI op

[Tony275]

Congrats on any CLI from them! They won't budge from a CLI initiated by me!

[04Cobra]

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@randeman wrote:

Am I the only one that considers that term a little pervy?

Last week, I paid a little visit to the Discover site and (finally) had the button appear for a CLI.  I haven't had an increase in a coon's age--that's southern for 'a long time' to you Yankees--and decided to see what happened.  Now, oddly, I have a $5750 trade line with them.  I say 'oddly' because it's the only limit I have not rounded to the next hundred.  It asks you to enter the amount that you want and I decided to go for an even 10K line.  The reply was, essentially, if you want it, it will cost you a hard pull.  Well, I knew I wanted to apply for the CSP soon, so I chickened out since I had recently been "chastised" for having too many hard pulls lately. 

Flash forward to this weekend, and I read either on myfico or another site that people who ask for small increases from Discover were more likely to get them with a soft pull only.  I decided to test the assertion.  I requested $2250 to round up that goofy limit.  It came back with an offer of $2000 more, take it or go with a hard pull.  I took it.  I don't know if that validates what I read, but YMMV.

I found it interesting that it wouldn't give me the extra pawltry $250, and that the first request didn't even result in a counter offer.  It was a hard pull or stay where you are.  I guess I will stay with $7750 for now.

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Pervy? Lol. Congrats on the CLI. My button never works 

[Anonymous]

Congrats!

[MissMoni223]

CONGRATS on your CLI from Discover!

[alvon123]

congrats

[randeman]

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@mongstradamus wrote:

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@coldnmn wrote:

Congrats! Thanks for sharing.

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I have found calling is better way to get CLI, I still can't get site to work.still says ones in progress,

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I had that same experience the first time I tried it.  The Discover CSR said it takes a little time to reset.

[randeman]

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@mongstradamus wrote:

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@coldnmn wrote:

Congrats! Thanks for sharing.

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I have found calling is better way to get CLI, I still can't get site to work.still says ones in progress,

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Seems like I always get better results asking online vs by phone.  At least with my experience with other companies.