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In the past 6 weeks I went on my annual spree; results were mostly ho-hum, with one big exception. Hope the info informs both regulars and lurkers!
Macy's- requested a $6kCL (up from $4k) and the AmEx version; denied the AmEx, accepted counter-offer $5kCL. Opened 10/2011 w/$100cl.
Cap1 Journey Visa- CLI of $500; total $2700cl (Cap1 routinely raises CL on this card by a few hundred $ every 6mos; opened 11/2011 w/$1kCL)
Cap1 (former Household Bank) MC- CLI denied; $1250cl and my oldest card (12y/o)
HSBC Cash or Fly- CLI denied; $750cl
Barclay Rewards- CLI denied; $500cl
Citibank Gold AAdvantage- app denied (pulled EQ)
Chase Mileage Plus Explorer- reviewed, then approved (!) for $5k (pulled TU)
Discover it- denied but offered secured (not accepted/pulled EX)
AmEx Green- denied (after 3 flawless years with a Zync w/PSL; Zync is now sock-drawered)
My FICO was 650; now 646 after the apps and a small balance reporting. 53% util, 5-8 inq, AAoA 4.8yrs, 1 closed/settled 3y/o collection, 1 unpaid 5y/o collection (TU only), no lates ever. I only plan on 1 more app (Chase Amtrak MC) this coming Dec after a chunk of inqs fall off, then gardening til next summer, when I'm shooting for the Fidelity Rewards AmEx, Sallie Mae uPromise MC, and the Chase Marriott Visa to replace my 3 Cap1 relics.
congrats
was ur amex decison isntantly denied
Yup, an instant denial.
Congrats!!!!!
Congrats! Thanks for sharing.
I have heard you should close the ZYNC, and when score is up a bit more again try for the Green. (At least 30 days).
Sounds like a fun spree
Congratulations!!