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Regular Contributor
credithappy
Posts: 147
Registered: ‎07-25-2008
0

NFC approvals and Citi HHonors approval

First I received the Citi HHonors pre-approved in the mail and I did the application online and I was approved for $6300 on 11/28/2013.  Since I have the Navy Federal CU account I said to myself I should apply for the NAVcheck (line of credit)  on 12/1/2013, so I did and I was approved for the amount I asked for in the amount $12,500.00.  Then I was feeling good so I applied for the CashReward CC and I was approved for that as well in two days. I am not complaining but the credit limit is only $1,000.  I am so very blessed that they were approved in my favor.   I will not apply for any more credit.  I am in the garden for now on.  

In my wallet: Amex Zync - Amex BCP - Amex Mercedes-Benz - Amex PRG - Amex TrueEarnings - Emigrant Direct Visa - Xcel FCU Visa - Walmart Discover - Sam's Club Discover - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks, CitiHHonors Sig Visa - NAVcheck and NAVcashRewards Sig Visa
Senior Contributor
alvon123
Posts: 6,793
Registered: ‎09-24-2013
0

Re: NFC approvals and Citi HHonors approval

congrats!!!

Mouse cursor over cards to see limits
Epic Contributor
Creditaddict
Posts: 20,096
Registered: ‎10-23-2007
0

Re: NFC approvals and Citi HHonors approval

Sorry but why does anyone still apply for the navy nav check and not ask for the full $15k?!

Fico Scores: EQ 673 DCU, TU 678 Wally, EX 669 Chase(08-31-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Regular Contributor
credithappy
Posts: 147
Registered: ‎07-25-2008
0

Re: NFC approvals and Citi HHonors approval

[ Edited ]

Thanks, alvon123

 

Creditaddit, i was not sure if i was going to be approved for this amount that is why i did ask for $15000.  

In my wallet: Amex Zync - Amex BCP - Amex Mercedes-Benz - Amex PRG - Amex TrueEarnings - Emigrant Direct Visa - Xcel FCU Visa - Walmart Discover - Sam's Club Discover - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks, CitiHHonors Sig Visa - NAVcheck and NAVcashRewards Sig Visa
Epic Contributor
Creditaddict
Posts: 20,096
Registered: ‎10-23-2007
0

Re: NFC approvals and Citi HHonors approval


credithappy wrote:

Thanks, alvon123

 

Creditaddit, i was not sure if i was going to be approved for this amount that is why i did ask for $15000.  


Navy Counters!

 

Fico Scores: EQ 673 DCU, TU 678 Wally, EX 669 Chase(08-31-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Mega Contributor
coldnmn
Posts: 12,822
Registered: ‎08-08-2011
0

Re: NFC approvals and Citi HHonors approval

Congrats! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Regular Contributor
credithappy
Posts: 147
Registered: ‎07-25-2008
0

Re: NFC approvals and Citi HHonors approval


coldnmn wrote:

Congrats! Thanks for sharing.


Thanks

In my wallet: Amex Zync - Amex BCP - Amex Mercedes-Benz - Amex PRG - Amex TrueEarnings - Emigrant Direct Visa - Xcel FCU Visa - Walmart Discover - Sam's Club Discover - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks, CitiHHonors Sig Visa - NAVcheck and NAVcashRewards Sig Visa
Valued Contributor
pizza1
Posts: 1,231
Registered: ‎07-17-2013
0

Re: NFC approvals and Citi HHonors approval

Congrats credit happy!!!!

But +1 to Creditaddict ! He started the official NFCU cli thread! It's a long one, but while you're gardening, I suggest you read it like the bible! Lol!!! I've it so many times, and still have a few months to go before I get a first increase at all, hoping to at least get mine to $1k:smileywink:
BK 7 D/C: 08/19/13~FICO-400's---> 09/14~EQ 620,EX 641,TU 650
NFCU loc-$15k|NFCU visa-$10k|Barclays-$2.8k|Cap one $2k|Wmart-$750|JCP-$1k|Jcrew-$4,250|Loft-$700|Gap-$200|76 gas-$300|Amazon store-$700
Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
0

Re: NFC approvals and Citi HHonors approval

As creditaddict has said time and time again, if you were not countered on your request, you either left something on the table or you are not getting the max amount of what NFCU has soft-approved you for inhouse.

 

 


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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My Journey
Regular Contributor
credithappy
Posts: 147
Registered: ‎07-25-2008
0

Re: NFC approvals and Citi HHonors approval


pizza1 wrote:
Congrats credit happy!!!!

But +1 to Creditaddict ! He started the official NFCU cli thread! It's a long one, but while you're gardening, I suggest you read it like the bible! Lol!!! I've it so many times, and still have a few months to go before I get a first increase at all, hoping to at least get mine to $1k:smileywink:

Thanks, and good luck to you on your pending decision to ask for CLI with NFC.

In my wallet: Amex Zync - Amex BCP - Amex Mercedes-Benz - Amex PRG - Amex TrueEarnings - Emigrant Direct Visa - Xcel FCU Visa - Walmart Discover - Sam's Club Discover - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks, CitiHHonors Sig Visa - NAVcheck and NAVcashRewards Sig Visa

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