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NFCU Approval Question

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Trepierre
Established Member

NFCU Approval Question

I applied for Nav Check this morning. I didn't get instant approval, I got the 1 hour message.  Within 10 minutes I received an email stating I was approved.

 

I asked for $7k because I already have a cash rewards visa and the initial CL was $7k, so I figured I was eligible for that amount and would get instant approval.

 

I have read on this board to ask for the max and let NFCU counter.  At this point is asking for more a good idea?

 

Thanks

Message 1 of 11
10 REPLIES 10
Creditaddict
Legendary Contributor

Re: NFCU Approval Question


@Trepierre wrote:

I applied for Nav Check this morning. I didn't get instant approval, I got the 1 hour message.  Within 10 minutes I received an email stating I was approved.

 

I asked for $7k because I already have a cash rewards visa and the initial CL was $7k, so I figured I was eligible for that amount and would get instant approval.

 

I have read on this board to ask for the max and let NFCU counter.  At this point is asking for more a good idea?

 

Thanks


YES, send a secure message online saying after thinking about it, you would like to see if they could raise the limit to $15k.

Message 2 of 11
alvon123
Super Contributor

Re: NFCU Approval Question

congrats on your  approval


Message 3 of 11
asphaltcowboy
Valued Contributor

Re: NFCU Approval Question

Congrats on the approval and good luck with the recon!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 4 of 11
Trepierre
Established Member

Re: NFCU Approval Question

Ok, I'm going to ask for more. Fingers crossed.

 

Thanks

Message 5 of 11
gdale6
Moderator Emeritus

Re: NFCU Approval Question

Grats & good luck on the CLI Smiley Happy

Message 6 of 11
codeundftd
Established Member

Re: NFCU Approval Question

Congrats on approval!! Smiley Happy


Message 7 of 11
OneDay_750
Frequent Contributor

Re: NFCU Approval Question

Congratulations! What are your scores?

CURRENT SCORES: EQ: 628 (12/14/14); TU: 628 (12/10/14); EX: 636 (12/13/14)--All myFICO
STARTING myFICO EQ SCORE:: 507 (11/2013); GOAL SCORE: 700--(All CRAs); GARDENING SINCE: 10/5/14
Message 8 of 11
-Wade-
Valued Contributor

Re: NFCU Approval Question


@Trepierre wrote:

I applied for Nav Check this morning. I didn't get instant approval, I got the 1 hour message.  Within 10 minutes I received an email stating I was approved.

 

I asked for $7k because I already have a cash rewards visa and the initial CL was $7k, so I figured I was eligible for that amount and would get instant approval.

 

I have read on this board to ask for the max and let NFCU counter.  At this point is asking for more a good idea?

 

Thanks


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 11
coldnmn
Mega Contributor

Re: NFCU Approval Question

Congrats on the approval!  Good Luck and thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 11
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