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NFCU Approved! GO NAVY!

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starry1
Valued Contributor

NFCU Approved! GO NAVY!

Just got the text, they approved me.  I'm not crazy about the limit or APR, but my foot is in the door!

 

 

  • Congratulations! Based on your creditworthiness, you have been approved for a nRewards Visa credit card. Your new credit line will be $500.00. Your APR will be prime plus 14.24%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

At that interest rate, you can bet I will not be floating balances.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 1 of 13
12 REPLIES 12
Cageym
Established Contributor

Re: NFCU Approved! GO NAVY!

Congrats! Use it and in a few months hit them up for a CLI.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 2 of 13
myjourney
Super Contributor

Re: NFCU Approved! GO NAVY!

Quote from last night   Re: Navy 3-5 day msg; wants documents

@starry1 wrote:

Okay, they're trying to give me a *&#@%  heart attack now.  I just got an email from them, ran to read the message and it was an invitation to take a survey.  Are you freakin' kidding me?  Tell me yes or no and then I'll take your survey.

 

On the bright side, SW told me those two EQ inquiries hit and didn't drop my score any.great news and take the survey from your new lender (APPROVED) Im on record now!!!!!!!!!!!!!!!


 

"Intelligence plus character--that is the goal of true education"
I will be gardening until 6/1/13 last app 12/31/12
 
 
Congrats starry1...
Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 13
starry1
Valued Contributor

Re: NFCU Approved! GO NAVY!

Thank you!  So happy.  I don't need anything else for awhile.  I'm going to try to get in with GE in November, and maybe Target, then nothing until all those inquiries drop off.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 4 of 13
09Lexie
Moderator Emerita

Re: NFCU Approved! GO NAVY!

Congrats starry.

Glad to see you back in the garden.
Message 5 of 13
DiabolicallyRandom
Established Contributor

Re: NFCU Approved! GO NAVY!

Congrats!

Message 6 of 13
starry1
Valued Contributor

Re: NFCU Approved! GO NAVY!


@myjourney wrote:
Quote from last night   Re: Navy 3-5 day msg; wants documents

@starry1 wrote:

Okay, they're trying to give me a *&#@%  heart attack now.  I just got an email from them, ran to read the message and it was an invitation to take a survey.  Are you freakin' kidding me?  Tell me yes or no and then I'll take your survey.

 

On the bright side, SW told me those two EQ inquiries hit and didn't drop my score any.great news and take the survey from your new lender (APPROVED) Im on record now!!!!!!!!!!!!!!!


 

"Intelligence plus character--that is the goal of true education"
I will be gardening until 6/1/13 last app 12/31/12
 
 
Congrats starry1...

 

By the way, you were right.  I took the dang survey, and then got the text about 10 hours later.  LMBO!


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 7 of 13
Epcot
Valued Contributor

Re: NFCU Approved! GO NAVY!

Congrats on the approval.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 13
myjourney
Super Contributor

Re: NFCU Approved! GO NAVY!

Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 13
Scupra
Super Contributor

Re: NFCU Approved! GO NAVY!

Congrats again! Figured I would say it in the thread you started Smiley Happy  When do you plan on attempting GE? I think I am going to try them one year out, so Oct or Nov ish. I will let you know what happens if you havent pulled the trigger by then!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 10 of 13
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