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New Contributor
NyaBuksh
Posts: 68
Registered: ‎04-04-2013

NFCU CLI within two billing statements

I thought I'd share my experience with NFCU.

I opened all these cards in April:
- Flagship with limit of $5,000. CLI to $6,500 after two weeks.
- nRewards with limit of $1,000. CLI to $5,000 tonight.
- cashRewards with limit of $1,000. CLI to $5,000 tonight.

I am so happy! I am going to try to do the Flagship again tonight.
| NFCU Flagship $7,000 | NFCU nRewards $8,500 | NFCU cashRewards $8,500 | NFCU NavChek $7,000 | Chase Ink Bold $7,500 | MECU $1,000 | CapOne Spark $650 | CapOne Platinum $500 | Bloomigdale's $800 | Macy's $300 | QVC $700 | Lowes $800 | Banana Republic $400 | Walmart $700 | Paypal SmartConnect $600 | TJMaxx $500 | Shell $500 | Apple Visa $1,200 | ExonMobil $500 | Chevron Texaco $500 |

Starting: 550 FICO (October 2012)
Current: 668 EXP, 701 EQ, 668 TU (USAA)
Valued Contributor
Scupra
Posts: 1,082
Registered: ‎07-12-2012

Re: NFCU CLI within two billing statements

Woooo congrats! 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
655 EQ FICO 02/2014
674 TU FICO 04/2014
682 EX FICO 04/2014
$7k NFCU Flagship Sig - $8.5k NFCU cashRewards Sig - $15k NavChek - $2k Cap1 Quicksilver - $3k Barclays Arrival
Contributor
Shyone44
Posts: 79
Registered: ‎03-23-2013

Re: NFCU CLI within two billing statements

Congrats!!! Were the CLI done without any HP's?


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
New Contributor
NyaBuksh
Posts: 68
Registered: ‎04-04-2013

Re: NFCU CLI within two billing statements

The Flagship was a HP maybe because it was two weeks new. The other two were instant approvals and I haven't seen an inquiry yet.

| NFCU Flagship $7,000 | NFCU nRewards $8,500 | NFCU cashRewards $8,500 | NFCU NavChek $7,000 | Chase Ink Bold $7,500 | MECU $1,000 | CapOne Spark $650 | CapOne Platinum $500 | Bloomigdale's $800 | Macy's $300 | QVC $700 | Lowes $800 | Banana Republic $400 | Walmart $700 | Paypal SmartConnect $600 | TJMaxx $500 | Shell $500 | Apple Visa $1,200 | ExonMobil $500 | Chevron Texaco $500 |

Starting: 550 FICO (October 2012)
Current: 668 EXP, 701 EQ, 668 TU (USAA)
Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: NFCU CLI within two billing statements


NyaBuksh wrote:

The Flagship was a HP maybe because it was two weeks new. The other two were instant approvals and I haven't seen an inquiry yet.


Well then per my other thread and everyone posting when you ask on your signature card today, please ask for $25k and let us know the counter!

AND SUPER CONGRATS!

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
New Contributor
NyaBuksh
Posts: 68
Registered: ‎04-04-2013

Re: NFCU CLI within two billing statements

I asked for another CLI on cashRewards and nRewards for $8,500. I got a 3-5 day message on the Flagship. It looks like it's a wasted HP.
| NFCU Flagship $7,000 | NFCU nRewards $8,500 | NFCU cashRewards $8,500 | NFCU NavChek $7,000 | Chase Ink Bold $7,500 | MECU $1,000 | CapOne Spark $650 | CapOne Platinum $500 | Bloomigdale's $800 | Macy's $300 | QVC $700 | Lowes $800 | Banana Republic $400 | Walmart $700 | Paypal SmartConnect $600 | TJMaxx $500 | Shell $500 | Apple Visa $1,200 | ExonMobil $500 | Chevron Texaco $500 |

Starting: 550 FICO (October 2012)
Current: 668 EXP, 701 EQ, 668 TU (USAA)
Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: NFCU CLI within two billing statements


NyaBuksh wrote:
I asked for another CLI on cashRewards and nRewards for $8,500. I got a 3-5 day message on the Flagship. It looks like it's a wasted HP.

Okay wait, so let me get this straight.... you asked for $5k on both and got instant... you went back now and asked for $8500 on both and got isntant on both?

WHY are you not asking for $25k on each.... until you get countered... there is more in the system... but your 3-5 is for sure a review and HP now!

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
New Contributor
NyaBuksh
Posts: 68
Registered: ‎04-04-2013

Re: NFCU CLI within two billing statements

Actually, after the $5K increase, I asked again for $10K and was counter-offered to $8.5K. I'm happy with it! As for the Flagship, I think it is a big DECLINE! 😁
| NFCU Flagship $7,000 | NFCU nRewards $8,500 | NFCU cashRewards $8,500 | NFCU NavChek $7,000 | Chase Ink Bold $7,500 | MECU $1,000 | CapOne Spark $650 | CapOne Platinum $500 | Bloomigdale's $800 | Macy's $300 | QVC $700 | Lowes $800 | Banana Republic $400 | Walmart $700 | Paypal SmartConnect $600 | TJMaxx $500 | Shell $500 | Apple Visa $1,200 | ExonMobil $500 | Chevron Texaco $500 |

Starting: 550 FICO (October 2012)
Current: 668 EXP, 701 EQ, 668 TU (USAA)

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