Re: NFCU Visa Flagship - myFICO® Forums - 2674135

myFICO® Forums

Get Access Now

I app'd for the USAA AMEX since I had a pre-selected offer and was counter-offered a secured USAA AMEX. I think I'm' going to accept it, havent quite decided since I app'd for the NFCU Visa Flagship late Thur. night and was approved for 20K after getting the 3-5 day message. I just closed on my first home on 12/19. So far this has been one of the best Christmas' ever!!!

Message 1 of 16

15 REPLIES 15

Congrats on your recent home purchase! Sounds like Santa stopped by early to deliver some great things!

Message 2 of 16

Congrats on the home as well as NFCU CL and welcome to the forum.

NFCU Cash Rewards | CSP | Freedom Unlimited | WalMart MC | Target Red MC | Citi Costco | AMEX BCE

Message 3 of 16

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Message 4 of 16

Congrats on the home and the big NFCU CL! Just a question, why take a secured card that doesnt graduate when you were approved for that big of a limit with Navy? Seems like a step backwards to me.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k

Message 5 of 16

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

USAA Rate Advantage Visa $20,500 @12.90%

USAA Platinum Visa $16,000 @18.90%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

AMEX HHilton Honors $25,000 @ 11.24%

Message 6 of 16

I am thinking about getting the secured USAA AMEX to build a little history with them.

Message 7 of 16

I was thinking of doing the same since I have a pre-approval in my offers after being denied an unsecured. On the fence right now.

Message 8 of 16

Congrats to your continued success

Message 9 of 16

@DCole3g wrote:
I am thinking about getting the secured USAA AMEX to build a little history with them.

Meh, build history with the unsecured lines you are getting. Should do the same for you. Congrats again

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k

Message 10 of 16