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Member
gbsil
Posts: 5
Registered: ‎04-21-2012
0

NFCU is Awesome!!!

Just wanted to thank everyone on here for all the information they share. I have been working on my credit for the past year and have came from the mid 550 range to over 670 across the board. I just recently got approved for a NFCU cash rewards card with a limit of $5,000. Using what I learned here I called and did a recon on the CL and it got bumped to $10,000!! This is crazy to me because my only other cards are a disgusting first premier card 300 cl and a secured visa with 1,000 limit. I had lates on my FP from 15 months ago(only derogs on CR)  and wish there was a way to get them removed so if anyone has any ideas i'd appreciate it! Any ideas on what cards to pursue next?

Starting Score 09/2011: EQ 532, EX 544, TU 536
Current Score: 12/12 EQ 641, EX 679, TU 674
Frequent Contributor
obageegee
Posts: 270
Registered: ‎09-30-2012
0

Re: NFCU is Awesome!!!

I'm jealous, I have been holding off on NFCU due to heavy gardening. From what I have read they are awesome. You might want to try Barclays NFL products, might get a toy limit but it's a foot in the door. Also try Associated Bank, and some GE's like Amazon or Walmart. Good luck!



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Member
gbsil
Posts: 5
Registered: ‎04-21-2012
0

Re: NFCU is Awesome!!!

I recieved a pre approval for a barclays rewards card but wanted to go with NFCU first because of their generosity. I havent read up on Barclays yet and didnt know if it was a good card. Do you know which CR they pull? NFCU pulled EQ so I am trying to avoid another pull on them.

Starting Score 09/2011: EQ 532, EX 544, TU 536
Current Score: 12/12 EQ 641, EX 679, TU 674
Frequent Contributor
obageegee
Posts: 270
Registered: ‎09-30-2012
0

Re: NFCU is Awesome!!!

I know for sure they don't pull EX (at least in NY) no inc on my EX CR



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Valued Contributor
rootpooty
Posts: 1,759
Registered: ‎10-28-2011
0

Re: NFCU is Awesome!!!


gbsil wrote:

I recieved a pre approval for a barclays rewards card but wanted to go with NFCU first because of their generosity. I havent read up on Barclays yet and didnt know if it was a good card. Do you know which CR they pull? NFCU pulled EQ so I am trying to avoid another pull on them.


they pull TU

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Member
gbsil
Posts: 5
Registered: ‎04-21-2012
0

Re: NFCU is Awesome!!!

Thanks!

Starting Score 09/2011: EQ 532, EX 544, TU 536
Current Score: 12/12 EQ 641, EX 679, TU 674
Valued Contributor
rootpooty
Posts: 1,759
Registered: ‎10-28-2011
0

Re: NFCU is Awesome!!!


gbsil wrote:

Thanks!


Get prepared to do a recon if you app online

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club

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