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NavCheck question

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masseye
Contributor

NavCheck question

Hello...how do you apply for NavCheck acct....is that the same as overdraft credit limit?
Message 1 of 5
4 REPLIES 4
masseye
Contributor

Re: NavCheck question

Called NFCU and was approved for 15k NavCheck .. I did it to help with utilization ...I will not use it or hope to not have to.

Message 2 of 5
myjourney
Super Contributor

Re: NavCheck question


@masseye wrote:
Called NFCU and was approved for 15k NavCheck .. I did it to help with utilization ...I will not use it or hope to not have to.


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 5
LearningMoreAboutCredit
Frequent Contributor

Re: NavCheck question


@masseye wrote:
Called NFCU and was approved for 15k NavCheck .. I did it to help with utilization ...I will not use it or hope to not have to.


Congrats! It can come in handy but at a price...excellent for utilization.  Again, Congrats!


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 4 of 5
Scupra
Super Contributor

Re: NavCheck question

Congrats!!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 5
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