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Regular Contributor
Mustangfrank
Posts: 193
Registered: ‎07-17-2012

Re: New Amex Green. Which card(s) should I use?


CotySinz wrote:

Yeah for everyday spending the BCE (or upgrading to the BCP) would maximize rewards for everyday purchases.

 

Green is 1x on all purchases.

 

BCE is 3% cash back at U.S. stand-alone supermarkets, 2% cash back on gasoline at U.S. stand-alone gas stations, 2% cash back at select major department stores; and 1% cash back on other purchases.

 

BCP is 6% cash back at U.S. stand-alone supermarkets, 3% cash back on gasoline at U.S. stand-alone gas stations, 3% cash back at select major department stores; and 1% cash back on other purchases but has a $75/yr AF but a promo for $150 back if you spend 1k in 3mo.

 

So if you want to maximize rewards with Amex then I think the choice is obvious. There are also other cards to look at for rewards such as Chase Freedom, US Bank Cash+, Discover IT so on.


Has anyone broken out or outlined the benefits of the more popular cards all in one tight list  for comparison purposes ?

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Contributor
greenpang
Posts: 81
Registered: ‎11-27-2012

Re: New Amex Green. Which card(s) should I use?


Mustangfrank wrote:

Has anyone broken out or outlined the benefits of the more popular cards all in one tight list  for comparison purposes ?




 

This post feels like a long time ago. I have since done this.

 

I now have a very detailed spreadsheet directly comparing all Amex/Chase/Discover/Citi cards.

Credit Scores: FICOs: TU 721 | Plus FAKOs: EX 726, EQ 739, TU 735 | CK FAKOs: Transrisk 689, Vantage 790
My Wallet: Amex Green (NPSL) | Amex SPG (21.6K) | Citi ThankYou Preferred (10.5K) | Amex BCE (8K) | US Air Premier MC (9.5K) | Chase Sapphire Preferred (8.5K) | Chase Freedom (5K) | Barclays Arrival (5K) | Pier 1 (2.5K) | Express (0.8K) | Kohl's (0.5K)
DH's Wallet (AU): Amex PRG (NPSL) | Chase Sapphire Preferred (26.2K) | Amex Delta (22.5K) | Barclays Arrival (12.8K) | CareCredit (8K) | Amex BCE (7.5K) | Chase Freedom (7K) | Sears Citi (6K) | Victoria's Secret (1K)
Regular Contributor
Mustangfrank
Posts: 193
Registered: ‎07-17-2012

Re: New Amex Green. Which card(s) should I use?

 distantarray has a lot of information

 

US Bank Cash+ 6.25% (5% + $25 gift card if redeemed right at $100 denominations) of two categories of your choice also  2% cash back on gas, groceries or drug stores

 

Citi Forward 5% Restaurants and entertainment 5% movies bookstores etc which includes Amazon.com (classified as a bookstore)

 

Capital One Venture card 2% back on everything (but have to spend 10k+ to offset the annual fees over zero annual fee

Capital One Cash 1.5% cards)

 

US Bank Flex Perks upto 6% back on charitable donations. and upto 4% back on gas, groceries or airline travel. + cell phone expenses  (upto meaning their reward structures in tiers. like you need 20k points to buy upto $400 ticket, and $401 - $600 ticket would cost you 30k points)

 

PenFed Platinum Rewards provides the best gas rewards, with 5 points per dollar spent on gasoline at any station

PenFED  5% groceries

 

PenFED 5% travel card

 

Costco's True Earnings card from American Express  This one has to be mentioned because the business version gives you 4% off on ALL gas stations including Costco gas, so if you primarily shop Costco gas, this card would save you the most out of any gas cards. Also the annual fee is waived every year you renew your CostCo membership.

 

Amex Starwood  with Star points valued 2.3 – 5 cents a piece when used correctly, plus offers bonuses for airline transfer points this makes it the most versatile travel card on the market

 

Amex Platinum  No other card offers travel perks for frequent flyer than this. with benefits like $200 a year airline credit, free global pass, free priority pass and much more easily making this a absolute must for anyone who does atleast 1 international trip a year.

 

 

 

 

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: New Amex Green. Which card(s) should I use?


Mustangfrank wrote:

 distantarray has a lot of information

 

US Bank Cash+ 6.25% (5% + $25 gift card if redeemed right at $100 denominations) of two categories of your choice also  2% cash back on gas, groceries or drug stores

 

Citi Forward 5% Restaurants and entertainment 5% movies bookstores etc which includes Amazon.com (classified as a bookstore)

 

Capital One Venture card 2% back on everything (but have to spend 10k+ to offset the annual fees over zero annual fee

Capital One Cash 1.5% cards)

 

US Bank Flex Perks upto 6% back on charitable donations. and upto 4% back on gas, groceries or airline travel. + cell phone expenses  (upto meaning their reward structures in tiers. like you need 20k points to buy upto $400 ticket, and $401 - $600 ticket would cost you 30k points)

 

PenFed Platinum Rewards provides the best gas rewards, with 5 points per dollar spent on gasoline at any station

PenFED  5% groceries

 

PenFED 5% travel card

 

Costco's True Earnings card from American Express  This one has to be mentioned because the business version gives you 4% off on ALL gas stations including Costco gas, so if you primarily shop Costco gas, this card would save you the most out of any gas cards. Also the annual fee is waived every year you renew your CostCo membership.

 

Amex Starwood  with Star points valued 2.3 – 5 cents a piece when used correctly, plus offers bonuses for airline transfer points this makes it the most versatile travel card on the market

 

Amex Platinum  No other card offers travel perks for frequent flyer than this. with benefits like $200 a year airline credit, free global pass, free priority pass and much more easily making this a absolute must for anyone who does atleast 1 international trip a year.

 

 

 

 

 


PenFed Plat Rewards is 3% on groceries, not 5% (but it's uncapped, so a great back up for BCP for big grocery spenders).

 

Also, I've become very fond on my new (to me) Fidelity Amex.   I think everyone should have a 2% on everything card, either this or the Barclays Priceline Visa.  No more 1% spending....


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