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New Card approval Merrill Lynch +

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johnnie23g
Established Member

New Card approval Merrill Lynch +

Hey guys just got off the phone with Merrill Lynch appt over the phone for the + card. Instant approval from the Senior Credit Analyst with 25k Limit , She specifically noted to top my Amex. I will ask for more once I get the card and activate it. I think this is a best card going right now Visa Signature with no Annual Fee everyone else starts at 75 from what i've seen.

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
Message 1 of 26
25 REPLIES 25
chnceit
Valued Contributor

Re: New Card approval Merrill Lynch +

That is an awesome CL nice going! Congrats!


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 26
johnnie23g
Established Member

Re: New Card approval Merrill Lynch +

Thank you. I am gonna try and get more. Anyone know what Merrill's limit is?

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
Message 3 of 26
Epcot
Valued Contributor

Re: New Card approval Merrill Lynch +

Congrats on the approval and great CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 4 of 26
starry1
Valued Contributor

Re: New Card approval Merrill Lynch +

I didn't even know Merrill Lynch had credit cards.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 5 of 26
jake619
Frequent Contributor

Re: New Card approval Merrill Lynch +

Might be the best looking card around... which totally means nothing.  But still...

Message 6 of 26
ramblin_wreck08
Regular Contributor

Re: New Card approval Merrill Lynch +


@jake619 wrote:

Might be the best looking card around... which totally means nothing.  But still...


+1.  Congrats!

Amex BCP $20k | PenFed Platinum Rewards VS $16.5k | Amex HHonors $10k
Message 7 of 26
hemi961
Regular Contributor

Re: New Card approval Merrill Lynch +

Some Merrill Lynch cards offer limits as high as $250,000, so it should have plenty of room to grow with you.

Message 8 of 26
MsLadyRover
Valued Contributor

Re: New Card approval Merrill Lynch +


@hemi961 wrote:

Some Merrill Lynch cards offer limits as high as $250,000, so it should have plenty of room to grow with you.


Wow! I can't even imagine having a card with a $250,000 CL.  That would be quite an accomplishment!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 9 of 26
thom02099
Valued Contributor

Re: New Card approval Merrill Lynch +


@johnnie23g wrote:

Hey guys just got off the phone with Merrill Lynch appt over the phone for the + card. Instant approval from the Senior Credit Analyst with 25k Limit , She specifically noted to top my Amex. I will ask for more once I get the card and activate it. I think this is a best card going right now Visa Signature with no Annual Fee everyone else starts at 75 from what i've seen.



Congrats on the ML+ card!  Still waiting for mine to show up.  They sent me the Total Merrill card, which is not what I applied for.  On line account shows the ML+ card, credit analyst said I could use the Total Merrill card while I'm waiting for the ML+ card. 

 

I found the whole process of applying with ML to be a bit...cumbersome and antiquated.   No on line process, had to call them up.  Even though it was an instant approval, would be nice to be able to do so on line. 

 

And yes, the card's design is appealing!  Looks so much like the Accolades card!

Message 10 of 26
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