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Established Member
johnnie23g
Posts: 34
Registered: ‎03-31-2012

New Card approval Merrill Lynch +

[ Edited ]

Hey guys just got off the phone with Merrill Lynch appt over the phone for the + card. Instant approval from the Senior Credit Analyst with 25k Limit , She specifically noted to top my Amex. I will ask for more once I get the card and activate it. I think this is a best card going right now Visa Signature with no Annual Fee everyone else starts at 75 from what i've seen.

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: New Card approval Merrill Lynch +

That is an awesome CL nice going! Congrats!


$100K in Credit
Last Credit Card App: 11/16/13
Established Member
johnnie23g
Posts: 34
Registered: ‎03-31-2012

Re: New Card approval Merrill Lynch +

Thank you. I am gonna try and get more. Anyone know what Merrill's limit is?

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: New Card approval Merrill Lynch +

Congrats on the approval and great CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Community Leader
Valued Contributor
starry1
Posts: 2,068
Registered: ‎11-29-2012

Re: New Card approval Merrill Lynch +

I didn't even know Merrill Lynch had credit cards.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 6/2614 TU 624; EQ 635; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Frequent Contributor
jake619
Posts: 496
Registered: ‎11-13-2012

Re: New Card approval Merrill Lynch +

Might be the best looking card around... which totally means nothing.  But still...


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Regular Contributor
ramblin_wreck08
Posts: 181
Registered: ‎08-09-2012

Re: New Card approval Merrill Lynch +


jake619 wrote:

Might be the best looking card around... which totally means nothing.  But still...


+1.  Congrats!




What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Regular Contributor
hemi961
Posts: 236
Registered: ‎11-05-2008

Re: New Card approval Merrill Lynch +

Some Merrill Lynch cards offer limits as high as $250,000, so it should have plenty of room to grow with you.

Valued Contributor
MsLadyRover
Posts: 2,727
Registered: ‎03-14-2012

Re: New Card approval Merrill Lynch +


hemi961 wrote:

Some Merrill Lynch cards offer limits as high as $250,000, so it should have plenty of room to grow with you.


Wow! I can't even imagine having a card with a $250,000 CL.  That would be quite an accomplishment!



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
thom02099
Posts: 1,317
Registered: ‎08-30-2011

Re: New Card approval Merrill Lynch +


johnnie23g wrote:

Hey guys just got off the phone with Merrill Lynch appt over the phone for the + card. Instant approval from the Senior Credit Analyst with 25k Limit , She specifically noted to top my Amex. I will ask for more once I get the card and activate it. I think this is a best card going right now Visa Signature with no Annual Fee everyone else starts at 75 from what i've seen.



Congrats on the ML+ card!  Still waiting for mine to show up.  They sent me the Total Merrill card, which is not what I applied for.  On line account shows the ML+ card, credit analyst said I could use the Total Merrill card while I'm waiting for the ML+ card. 

 

I found the whole process of applying with ML to be a bit...cumbersome and antiquated.   No on line process, had to call them up.  Even though it was an instant approval, would be nice to be able to do so on line. 

 

And yes, the card's design is appealing!  Looks so much like the Accolades card!

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

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