New to Forum -- Instant Approved Discover IT - Now HELP?

[Anonymous]

28 years old 9+ year credit history

only have had 1 capitol 1 platinum card last few years with $300 limit

have a closed but pays as agreed chase card from a few years ago owe $884 - $2,500 limit

myFico as of signing up yesterday 673

The reason I am on here is I received a Discover IT mailing and thought it might be time to open a new credit line and fix my ratios

Got instantly approved online! no 5-7 day wait nothing

Not sure what my credit limit will be.

I was wondering if this forum had a glossary of terms or good posts for beginners (ie: the garden) 

And why are so many who are rebuilding credit going on "app spree's?" 

Also should I call Discover and see what my CL will be or wait for the card? I applied last night (Sunday) so far no email, call or anything?

[thom02099]

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@Anonymous wrote:

28 years old 9+ year credit history

only have had 1 capitol 1 platinum card last few years with $300 limit

have a closed but pays as agreed chase card from a few years ago owe $884 - $2,500 limit

myFico as of signing up yesterday 673

The reason I am on here is I received a Discover IT mailing and thought it might be time to open a new credit line and fix my ratios

Got instantly approved online! no 5-7 day wait nothing

Not sure what my credit limit will be.

I was wondering if this forum had a glossary of terms or good posts for beginners (ie: the garden) 

And why are so many who are rebuilding credit going on "app spree's?" 

Also should I call Discover and see what my CL will be or wait for the card? I applied last night (Sunday) so far no email, call or anything?

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Congrats and Welcome ! !

Here's a good place to begin, regarding glossary and newbie information:

http://ficoforums.myfico.com/t5/Credit-Cards/Helpful-threads/td-p/415263

Call up Discover, you'll experience first hand their excellent customer service, and you'll also get your CL from them. 

[firstladyd]

Congrats and welcome!! Thom beat me to it. You are going to love Discover. Its a great card to have.

[youngandcreditwrthy]

Congrats!:-)

[Pilotdude]

FRESH MEAT!!! 

Just kidding.  Welcome to the forums.  Fire away.  Lots of folks here are willing to help. 

[MsLadyRover]

Congratulations on your new IT!

[09Lexie]

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@Pilotdude wrote:

FRESH MEAT!!! 

Just kidding.  Welcome to the forums.  Fire away.  Lots of folks here are willing to help. 

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LMAO@ fresh meat!

Congrats to Op on approval.  You can call Discover and get your limit after a few hours. 

[09Lexie]

Dup post-

MOD please delete. 

Thanks!

[ObeyJohnny12]

^^^^ Lmao!
Congrats and welcome!

When in doubt just ask and we'll all pitch in an answer!

[Epcot]

Welcome to the forums and Congrats on your Discover approval!