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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Nice CLI from Target

[ Edited ]

About 5 months ago, I got a Target store card with a $500 CL. I tried to do a recon back then for a higher CL but got denied.

 

Just logged on today and saw my CL is now $700. I use the card maybe once a month for a starbucks.

 

Happy Holidays to me. This one comes after AMEX bumped my CL from $12K to $20K !!




Regular Contributor
lionsfan20
Posts: 195
Registered: ‎11-26-2012

Re: Nice CLI from Target

Just curious if you dont mind , did you ask for the increase with amex?

 

I started out with 15000 and its been like 4 months and didnt know if I should ask for 20-25k

 

Also , was it automated or telephone

 

thanks

Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: Nice CLI from Target

Congrats on the increases, especially from Amex.

I'm surprised Target is giving out cli now, since i read that they never did before.

I guess Target is changing their rules.

 

Big congrats though. 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: Nice CLI from Target

[ Edited ]

lionsfan20 wrote:

Just curious if you dont mind , did you ask for the increase with amex?

 

I started out with 15000 and its been like 4 months and didnt know if I should ask for 20-25k

 

Also , was it automated or telephone

 

thanks


I did over a month ago but but flat out denied. I asked for $25K back then (12 months mark). Then about a week back, I logged on and saw my new limit was $20K. This one was an auto CLI. I didn't get any alert for a HP but didn't see any SP either.

 

The target one was auto




Contributor
SpiceIslander
Posts: 326
Registered: ‎02-01-2010

Re: Nice CLI from Target

Congrats! Super-nice bump from Amex!

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Frequent Contributor
moonman
Posts: 293
Registered: ‎05-01-2007

Re: Nice CLI from Target

[ Edited ]

I've been with Target a little over five years and noticed that every year they do a soft in October and credit limits are given are not. Today I logged in and noticed that they lowered my credit from 1K to 200. I called to close it but was told it was for non usage(last usage 10/2011), so things are changing over there because there were times I did not use the card well over a year with no adverse action.

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: Nice CLI from Target


moonman wrote:

I've been with Target a little over five years and noticed that every year they do a soft in October and credit limits are given are not. Today I logged in and noticed that they lowered my credit from 1K to 200. I called to close it but was told it was for non usage(last usage 10/2011), so things are changing over there because there were times I did not use the card well over a year with no adverse action.


The most I have charged on it is about $50 but generally I charge about $10 a month on it.




Established Contributor
ChesterPDexter
Posts: 618
Registered: ‎06-18-2007

Re: Nice CLI from Target

"I use the card maybe once a month for a starbucks."

 

Now you can use it for a starbucks and a cookie, too.

 

;o)

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: Nice CLI from Target


ChesterPDexter wrote:

"I use the card maybe once a month for a starbucks."

 

Now you can use it for a starbucks and a cookie, too.

 

;o)


LOL, yes I can order a cookie without maxing it out :smileyhappy:




Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Nice CLI from Target

Congrats on the increase, very surprising! :smileyhappy:

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