cancel
Showing results for 
Search instead for 
Did you mean: 

Nice early holiday gift from barclay

tag
Repo-ed
Senior Contributor

Nice early holiday gift from barclay

I've been using the barclay visa for this and that type purchases.  Usually only when my Amex are not accepted.

 

Honestly, I thought at some point they would eventually CLD me, as I've not come near 50% util (issued w/ 1k CL after recon from denial).

 

Scheduled all my cards to PIF on Friday, and was logging into each today to make sure balances updated.

 

Low-and-behold, I had to do a discount double-check, as out of the corner of my eye I see $2200 and look to my left and see available credit $2134

 

Thanks for the $1200 Auto-CLI Barclay!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 1 of 11
10 REPLIES 10
Shogun
Moderator Emeritus

Re: Nice early holiday gift from barclay

Nice CLI Repo!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 11
AF_23
Frequent Contributor

Re: Nice early holiday gift from barclay

Nice. How long since you opened the card ? 

Message 3 of 11
JonStur
Established Contributor

Re: Nice early holiday gift from barclay

A nice Barclay story for a change...tis the season to be jolly...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 4 of 11
SnackTrader
Valued Contributor

Re: Nice early holiday gift from barclay

This is EXACTLY why when people ask "how much do I need to spend on my card to get CLIs?", I simply say - just use the card responsibly.  Don't charge more than you can handle and pay on time and lenders will reward you when they are ready to.  There is no formula for doubling CLs quickly, but when lenders are reviewing your account, it just speaks to common sense that they would rather reward someone with activitly like Repo over someone who spends more a month than they earn based on their stated income, thus eating into their savings.

 

Congratulations, Repo!


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 5 of 11
Repo-ed
Senior Contributor

Re: Nice early holiday gift from barclay

just hit 6 months with Barclay, and had two INQ during that time.
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 6 of 11
HiLine
Blogger

Re: Nice early holiday gift from barclay


@Repo-ed wrote:
just hit 6 months with Barclay, and had two INQ during that time.

Nice! Congratulations! Smiley Happy

 

Message 7 of 11
Epcot
Valued Contributor

Re: Nice early holiday gift from barclay

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 11
wallyworld123
Frequent Contributor

Re: Nice early holiday gift from barclay

congrats to you sweetSmiley Happy

Message 9 of 11
armbenderc
Valued Contributor

Re: Nice early holiday gift from barclay


@Repo-ed wrote:

I've been using the barclay visa for this and that type purchases.  Usually only when my Amex are not accepted.

 

Honestly, I thought at some point they would eventually CLD me, as I've not come near 50% util (issued w/ 1k CL after recon from denial).

 

Scheduled all my cards to PIF on Friday, and was logging into each today to make sure balances updated.

 

Low-and-behold, I had to do a discount double-check, as out of the corner of my eye I see $2200 and look to my left and see available credit $2134

 

Thanks for the $1200 Auto-CLI Barclay!


That's pro. Would like to get some luving also. So far, just Wal-Mart...but what do I do with 5k store card? Atleast they could offer me discover version.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.