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Valued Contributor
Repo-ed
Posts: 2,949
Registered: ‎02-09-2012

Nice early holiday gift from barclay

I've been using the barclay visa for this and that type purchases.  Usually only when my Amex are not accepted.

 

Honestly, I thought at some point they would eventually CLD me, as I've not come near 50% util (issued w/ 1k CL after recon from denial).

 

Scheduled all my cards to PIF on Friday, and was logging into each today to make sure balances updated.

 

Low-and-behold, I had to do a discount double-check, as out of the corner of my eye I see $2200 and look to my left and see available credit $2134

 

Thanks for the $1200 Auto-CLI Barclay!

Moderator
Shogun
Posts: 11,027
Registered: ‎04-15-2011

Re: Nice early holiday gift from barclay

Nice CLI Repo!


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Going for Wade64's RUDY Spade!
Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012

Re: Nice early holiday gift from barclay

Nice. How long since you opened the card ? 

Established Contributor
JonStur
Posts: 900
Registered: ‎12-25-2010

Re: Nice early holiday gift from barclay

A nice Barclay story for a change...tis the season to be jolly...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Valued Contributor
SnackTrader
Posts: 1,533
Registered: ‎09-15-2012

Re: Nice early holiday gift from barclay

This is EXACTLY why when people ask "how much do I need to spend on my card to get CLIs?", I simply say - just use the card responsibly.  Don't charge more than you can handle and pay on time and lenders will reward you when they are ready to.  There is no formula for doubling CLs quickly, but when lenders are reviewing your account, it just speaks to common sense that they would rather reward someone with activitly like Repo over someone who spends more a month than they earn based on their stated income, thus eating into their savings.

 

Congratulations, Repo!

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
Repo-ed
Posts: 2,949
Registered: ‎02-09-2012

Re: Nice early holiday gift from barclay

just hit 6 months with Barclay, and had two INQ during that time.
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HiLine
Posts: 2,729
Registered: ‎10-19-2012

Re: Nice early holiday gift from barclay


Repo-ed wrote:
just hit 6 months with Barclay, and had two INQ during that time.

Nice! Congratulations! :smileyhappy:

 

Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012

Re: Nice early holiday gift from barclay

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Frequent Contributor
wallyworld123
Posts: 452
Registered: ‎01-04-2012

Re: Nice early holiday gift from barclay

congrats to you sweet:smileyhappy:

Valued Contributor
armbenderc
Posts: 1,337
Registered: ‎09-11-2012

Re: Nice early holiday gift from barclay


Repo-ed wrote:

I've been using the barclay visa for this and that type purchases.  Usually only when my Amex are not accepted.

 

Honestly, I thought at some point they would eventually CLD me, as I've not come near 50% util (issued w/ 1k CL after recon from denial).

 

Scheduled all my cards to PIF on Friday, and was logging into each today to make sure balances updated.

 

Low-and-behold, I had to do a discount double-check, as out of the corner of my eye I see $2200 and look to my left and see available credit $2134

 

Thanks for the $1200 Auto-CLI Barclay!


That's pro. Would like to get some luving also. So far, just Wal-Mart...but what do I do with 5k store card? Atleast they could offer me discover version.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

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