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Senior Contributor
youngandcreditwrthy
Posts: 6,204
Registered: ‎08-16-2012
0

OMG CITI DIAMOND PREFERRED APPROVED!!!!

So after waiting almost two months...and several "reevaluations" with silly, uninformed CSRs...
Finalllly!!!! After a little verification... The Exec Offfice got me approved!!!

She said my limit is $5,000!
I'm assuming I got the 18 mos 0% interest!!

Idk what the apr is though :-/ she didn't know either...

Oh well, in the garden I shall remain!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

That's great, Congrats! See you in the garden. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
New Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

[ Edited ]

CDP is a tiered product AFAIK, at 11.99 / 16.99 / 21.99, all variable against prime. Aside from the balance transfer (with a 3% fee) which isn't a bad deal IMO, the rewards program isn't much to speak of.

 

That said, congrats on being approved.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Congrats! Very nice.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Senior Contributor
youngandcreditwrthy
Posts: 6,204
Registered: ‎08-16-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Thanks!
Yeah, I have plenty of everyday use, rewards accounts. I like the intro 0% on this card. I was going to pay off my $1500 balance on my Paypal account, but I can just save my cash and do a bt now lol!!

My next FICO goal is 720!!! I pretty much have all the credit I could ever want....

I will prob close an account or two... Maybe my Chevron card lol... Seeing as how I have about 20 open cards now lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,204
Registered: ‎08-16-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Haha Customer Service says it'll be 21.99 after the 18 months!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Congrats! How exciting!! :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

SCORE!!!!!!!!:womanlol:


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Whohoo! Congrats! Diamond Preferred is a nice looking card and the 18 months no interest is nice!


$100K in Credit
Last Credit Card App: 11/16/13
Senior Contributor
youngandcreditwrthy
Posts: 6,204
Registered: ‎08-16-2012
0

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Thanks Les and Chnceit!!
Haha SCORE is right!!!!

Now I really need to focus on debt reduction and continuing to build my prime accounts! I hope my dismal 684 EQ Fico doesn't drop and lower when this new account reports!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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